DisclosureLens
Compliance scorecard · 1825d

CITIZENS BANK

8 disclosures across 3 jurisdictions · 2022-04-15 2026-08-10. Severity score: 9 across 7 incidents (max per incident: crit=4 high=3 med=2 low=1; per-filing sum: 11).

Scope. This scorecard covers filings naming this entity record. Related records are scored separately: Acclivity Financial (subsidiary record).

Disclosures
8

1825-day window · this entity as victim

Late clocks
2

apparent from filed dates · see trail

% on-time
33.3%

of 3 clock verdicts

Severity score
9

max per incident · per-filing sum: 11

Sector context · Finance

This entity:
33.3% on-time (n=3 clock verdicts)
Sector cohort:
25.6% on-time (n=2,331 clock verdicts)

Cohort: 6,597 filings from 2,122 organisations carrying NAICS 52 on the filing itself, same 1825-day window; merged entities counted once. Both percentages count clock verdicts through the same registry — a filing with no evaluable clock is excluded from both rather than counted as on time.

Compliance timing by regulator

Notice timing computed from the dates recorded in each filing — an indicative estimate from an automated clock, not a legal determination. Click any chip for this entity's source filings.

1825-day window

Discovery dates behind these clocks: 2 ag web form · 1 unattributed. Only a date the notification letter itself states is fully defensible; a date derived from another field makes the verdict indicative.

Regulators holding filings from this entity

Every regulator that has received a visible filing naming this entity, all time — filings first.

all time
  • Massachusetts State AG (11)
  • Maine State AG (2)
  • Illinois State AG (1)
  • Vermont State AG (1)

Breach History (5-Year Lookback)

Historical incident recurrence, cumulative exposure, and per-jurisdiction compliance record

Prior incidents
7

within lookback window

Late filings
2

late notice filings

Recurrence interval
112d

median days between incidents

Per-jurisdiction compliance record

JurisdictionOn-timeLateRate
us-ma00
us-me1150%
us-vt010%

Cumulative data type exposure

financial_accountfinancial_credentialsidentity_basicidentity_governmentpcipii

Disclosure timeline

Most-recent 100 filings. Click a row to open the disclosure detail.

FiledSourceJurisdictionSeverityAffectedClocks missed
2026-08-10state_agus-maLow8state
2026-04-28state_agus-maLow428state
2025-03-28state_agus-meLow12
2024-12-10state_agus-meMedium8.4KME AG >30d· discovery date: ag web form
2024-09-27state_agus-maMedium13state
2024-09-26state_agus-vtMedium100stateVT AG >45 bday· discovery date: unattributed
2024-06-03state_agus-maLow1state
2022-04-15state_agus-maLow209state