HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDFinancial accountCriticalContained

Financial Business and Consumer Solutions

bd_8de150676eb3f8f4 · schema v1 · pii pii-v1

Severity

Critical

Discovered

Feb 26, 2024

Filed

Jun 20, 2024

To disclose

16 weeks

Affected · nationwide

3,435,6407,620 in this filing

Linked

42 filings

Confidence

65%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS) reported a cybersecurity incident where unauthorized access occurred between Feb 14 and Feb 26, 2024. FBCS discovered the breach on Feb 26, 2024. The incident involved the exfiltration of names, SSNs, DOBs, and account information affecting approximately 3.4 million individuals nationwide, including 7,620 in Maine. FBCS engaged forensic specialists, secured systems, and provided 12 months of credit monitoring.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Feb 26, 2024 → Filed with AG Jun 20, 2024115d ✗ ME AG >90d16 weeks discovery → filing

Incident timeline

undetected · 12 days

discovery → filing · 16 weeks / 115 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jun 20, 2024

Filed

vs. sector median

+8 wks slower

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19 · +29dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +29dVerified
Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +29dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +33dVerified by operator

Show 6 more filings ↓up to 160d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +33dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +33dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +98dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +98dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +105dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +160dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 26, 2024
Affected individuals: 3,435,640state + nationwide
Data types: Identity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing ApplicationT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Initial access: exploit_public_facing

During the incident: Took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering access to complimentary credit monitoring and identity restoration services for 12 months through CyEx
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 16 weeks(115 days from discovery to filing)
Compliance flags: ME AG >90d · 115dME CRA notice due
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Feb 26, 2024
→ Filed with AG: Jun 20, 2024
115d 90 days ME AG >90d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Feb 26, 2024 → Filed with AG: Jun 20, 2024	115d	90 days	ME AG >90d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Maine State AGJun 20 · first · this page

California State AG+29d

New Hampshire State AG+29d

Maine State AG+29d

New Hampshire State AG+33d

Maine State AG+33d

California State AG+33d

Vermont State AG+98d

Maine State AG+98d

Maine State AG+105d

California State AG+160d

Pattern: first filing Jun 20 (ME), last Nov 27 (CA) — a 160-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/15063d14-bf2f-400e-844f-6e5b8c9b30f6.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jun 20, 2024
Raw hash: 94b7d1cc0a2f06ef82d967f244e9f2fa521ec139bca5589bd098d656b9df822c

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseTook steps to secure the impacted environment

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov