HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedCustomer Data InvolvedTargetedPIIIdentity (basic)Government IDMediumContained

Financial Business and Consumer Solutions

bd_a82b0808fbf4e1dd · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 26, 2024

Filed

Jul 19, 2024

To disclose

21 weeks

Affected

Not disclosed

Linked

42 filings

Confidence

64%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS), a debt collection agency, disclosed unauthorized access to its network between Feb 14-26, 2024, discovered on Feb 26, 2024. The incident involved exfiltration of PII including names, SSNs, and DOBs. FBCS engaged forensic specialists, secured the environment, and offered credit monitoring services.

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Incident timeline

undetected · 12 days

discovery → filing · 21 weeks / 144 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jul 19, 2024

Filed

vs. sector median

+12 wks slower

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19Verified
Maine State AGbd_eb91a12e88bc4cde2024-07-19Verified
Maine State AGbd_3d8a919922f559662024-07-17 · +2dVerified by operator
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +4dVerified by operator

Show 6 more filings ↓up to 131d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +4dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +4dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +69dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +69dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +76dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +131dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: PIIIdentity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Initial access: valid_credentials

During the incident: Took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Providing access to credit monitoring services for individuals whose personal information was potentially affected by this incident, at no cost to these individuals
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 21 weeks(144 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Maine State AGJul 17 · first

California State AG+2d

Maine State AG+2d

New Hampshire State AG+2d · this page

New Hampshire State AG+6d

Maine State AG+6d

California State AG+6d

Vermont State AG+71d

Maine State AG+71d

Maine State AG+78d

California State AG+133d

Pattern: first filing Jul 17 (ME), last Nov 27 (CA) — a 133-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/financial-business-consumer-solutions-20240719.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 19, 2024
Raw hash: 409b711e03e7c44928ec98b273326036706e370ec0517382ab56ab8adb41d80e

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseTook steps to secure the impacted environment

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov