HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDFinancial accountCriticalContained

Financial Business and Consumer Solutions

bd_eb91a12e88bc4cde · schema v1 · pii pii-v1

Severity

Critical

Discovered

Feb 26, 2024

Filed

Jul 19, 2024

To disclose

21 weeks

Affected · nationwide

4,233,9717,839 in this filing

Linked

42 filings

Confidence

65%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS) reported an external system breach (hacking) occurring between Feb 14 and Feb 26, 2024, discovered on Feb 26, 2024. Unauthorized access affected up to 4.23M individuals nationwide, including 7,839 Maine residents. Exposed data included names, SSNs, DOBs, and account info. FBCS engaged forensic specialists, secured systems, and offered 12 months of credit monitoring. Notices were sent starting April 26, 2024.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Feb 26, 2024 → Filed with AG Jul 19, 2024144d ✗ ME AG >90d21 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 12 days

discovery → filing · 21 weeks / 144 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jul 19, 2024

Filed

vs. sector median

+12 wks slower

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19Verified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19Verified
Maine State AGbd_3d8a919922f559662024-07-17 · +2dVerified by operator
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +4dVerified by operator

Show 6 more filings ↓up to 131d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +4dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +4dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +69dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +69dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +76dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +131dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: debt_collection

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: debt_collection
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 26, 2024
Affected individuals: 4,233,971state + nationwide
Data types: Identity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing ApplicationT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Regulator citations: Submitted notice to Maine Attorney General on April 26, 2024Submitted supplemental notices on May 10, May 29, June 20, July 8, July 10, and July 17, 2024
Initial access: exploit_public_facing

During the incident: Took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering access to complimentary credit monitoring and identity restoration services for 12 months through CyEx
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 21 weeks(144 days from discovery to filing)
Compliance flags: ME AG >90d · 144dME CRA notice due
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Feb 26, 2024
→ Filed with AG: Jul 19, 2024
144d 90 days ME AG >90d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Feb 26, 2024 → Filed with AG: Jul 19, 2024	144d	90 days	ME AG >90d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Maine State AGJul 17 · first

California State AG+2d

New Hampshire State AG+2d

Maine State AG+2d · this page

New Hampshire State AG+6d

Maine State AG+6d

California State AG+6d

Vermont State AG+71d

Maine State AG+71d

Maine State AG+78d

California State AG+133d

Pattern: first filing Jul 17 (ME), last Nov 27 (CA) — a 133-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/eb561423-6f25-4a08-ae94-d7a44bc15dd1.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 19, 2024
Raw hash: 93f785ac620f3c5ef647711bc6a27f5e32725e152f257aaa0724cddd7dce8c97

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseTook steps to secure the impacted environment

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov