HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedPIIIdentity (basic)Government IDFinancial accountMediumContained

Financial Business and Consumer Solutions

bd_ce0e031ee781c869 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 26, 2024

Filed

Jul 23, 2024

To disclose

21 weeks

Affected

Not disclosed

Linked

42 filings

Confidence

66%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS), a debt collection agency, discovered unauthorized access to its network on February 26, 2024. The investigation determined that an unauthorized actor had access between February 14 and February 26, 2024, and could view or acquire certain information. FBCS engaged third-party forensics, secured the environment, and offered credit monitoring. The incident involved potential exfiltration of personal and financial data.

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Incident timeline

undetected · 12 days

discovery → filing · 21 weeks / 148 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jul 23, 2024

Filed

vs. sector median

+13 wks slower

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

New Hampshire State AGbd_a0e0de982097adb92024-07-23Verified by operator
Maine State AGbd_b1a53ba54e669a4b2024-07-23Verified by operator
California State AGbd_5850790346d7c4012024-07-19 · +4dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +4dVerified

Show 6 more filings ↓up to 127d gap

Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +4dVerified
Maine State AGbd_3d8a919922f559662024-07-17 · +6dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +65dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +65dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +72dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +127dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: PIIIdentity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External

During the incident: Immediately took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering access to complimentary credit monitoring and identity restoration services for 12/24 months through CyEx
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 21 weeks(148 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Maine State AGJul 17 · first

California State AG+2d

New Hampshire State AG+2d

Maine State AG+2d

New Hampshire State AG+6d

Maine State AG+6d

California State AG+6d · this page

Vermont State AG+71d

Maine State AG+71d

Maine State AG+78d

California State AG+133d

Pattern: first filing Jul 17 (ME), last Nov 27 (CA) — a 133-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-589139
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 23, 2024
Raw hash: b5933db4d8d7c5b9559d167ed033cd2c178c7a5dd8fc01cad9c183e4eb6911c9

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseImmediately took steps to secure the impacted environment

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov