HackingFinancial ServicesProfessional ServicesFinanceStolen CredentialsCapture Stored DataData ExfiltratedCustomer Data InvolvedTargetedIdentity (basic)Government IDMediumContained

Financial Business and Consumer Solutions

bd_7227efb3a55bad4a · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 26, 2024

Filed

Jun 20, 2024

To disclose

16 weeks

Affected

Not disclosed

Linked

42 filings

Confidence

65%

Full breach record for Financial Business and Consumer Solutions →2 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS), a debt collection agency, disclosed unauthorized access to its network between Feb 14-26, 2024, discovered on Feb 26, 2024. The incident involved exfiltration of personal information including names, SSNs, and DOBs. FBCS engaged forensic specialists, secured the environment, and offered credit monitoring services.

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Incident timeline

undetected · 12 days

discovery → filing · 16 weeks / 115 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jun 20, 2024

Filed

vs. sector median

+8 wks slower

This filing is one of 42 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Maine State AGbd_3d8a919922f559662024-07-17 · +27dVerified by operator
New Hampshire State AGbd_6ba5870292f9a88f2024-07-17 · +27dCandidate
California State AGbd_5850790346d7c4012024-07-19 · +29dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +29dVerified

Show 6 more filings ↓up to 165d gap

Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +29dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +33dVerified by operator
Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +33dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +33dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +160dVerified by operator
New Hampshire State AGbd_3307d87b0a538f0c2024-12-02 · +165dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial ServicesllmProfessional Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: Identity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Initial access: valid_credentials

During the incident: Immediately took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering complimentary credit monitoring and identity restoration services
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 16 weeks(115 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 3 states

View merged incident ↗

New Hampshire State AGJun 20 · first · this page

Maine State AG+27d

New Hampshire State AG+27d

California State AG+29d

New Hampshire State AG+29d

Maine State AG+29d

New Hampshire State AG+33d

Maine State AG+33d

California State AG+33d

California State AG+160d

New Hampshire State AG+165d

Pattern: first filing Jun 20 (NH), last Dec 2 (NH) — a 165-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/financial-business-consumer-solutions-20240620.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jun 20, 2024
Raw hash: fce172984c93c61066b0fdeb4579c42f7e7be5252a67665c78caabd732d5701d

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseImmediately took steps to secure the impacted environment

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov