HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedIdentity (basic)Government IDMediumContained

Financial Business and Consumer Solutions

bd_44896a42b73faa86 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 26, 2024

Filed

Apr 26, 2024

To disclose

9 weeks

Affected

Not disclosed

Linked

42 filings

Confidence

66%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS), a debt collection agency, notified consumers of unauthorized access to its network between Feb 14-26, 2024. The incident potentially exposed PII including names, addresses, and SSNs. FBCS engaged forensic specialists, secured the environment, and offered 12-24 months of credit monitoring via CyEx.

J jump to incidentP pin to compareR raw source

Vermont clock⏱ VT AG >14 bday9 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 12 days

discovery → filing · 9 weeks / 60 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Apr 26, 2024

Filed

vs. sector median

on median

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19 · +84dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +84dVerified
Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +84dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +88dVerified by operator

Show 6 more filings ↓up to 215d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +88dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +88dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +153dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +153dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +160dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +215dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 26, 2024
Affected individuals: Not disclosed
Data types: Identity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Initial access: valid_credentials

During the incident: Took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering you access to complimentary credit monitoring and identity restoration services for 12/24 months through CyEx
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 9 weeks(60 days from discovery to filing)
Compliance flags: VT AG >14 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Vermont State AGApr 26 · first · this page

California State AG+84d

New Hampshire State AG+84d

Maine State AG+84d

New Hampshire State AG+88d

Maine State AG+88d

California State AG+88d

Vermont State AG+153d

Maine State AG+153d

Maine State AG+160d

California State AG+215d

Pattern: first filing Apr 26 (VT), last Nov 27 (CA) — a 215-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2024-04-26-financial-business-and-consumer-solutions-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Apr 26, 2024
Raw hash: 3b09596356454ce6532230d5dc0e7e281a905dff79ae613853e9afb31c6f1a89

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseTook steps to secure the impacted environment

ComplianceVT AG >14 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov