HackingFinancial ServicesFinanceCustomer Data InvolvedGovernment IDIdentity (basic)CriticalContained

Financial Business and Consumer Solutions

bd_3eff9e6ad6f129ea · schema v1 · pii pii-v1

Severity

Critical

Discovered

Feb 26, 2024

Filed

Apr 26, 2024

To disclose

9 weeks

Affected · nationwide

1,955,3854,020 in this filing

Linked

42 filings

Confidence

65%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business and Consumer Solutions, Inc. reported an external system breach (hacking) occurring on February 14, 2024, discovered on February 26, 2024. The incident affected approximately 1,955,385 individuals nationwide, including 4,020 Maine residents. Compromised data included names and driver's license numbers. The company provided written notification and offered 12 months of credit monitoring through Cyex.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Feb 26, 2024 → Filed with AG Apr 26, 202460d ⏱ ME AG >30d9 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 12 days

discovery → filing · 9 weeks / 60 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Apr 26, 2024

Filed

vs. sector median

on median

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19 · +84dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +84dVerified
Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +84dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +88dVerified by operator

Show 6 more filings ↓up to 215d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +88dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +88dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +153dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +153dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +160dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +215dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 26, 2024
Affected individuals: 1,955,385state + nationwide
Data types: Government IDIdentity (basic)
Data elements: Driver's licence number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing Application
Threat actor: External
Initial access: exploit_public_facing

During the incident: Sent written notification to affected consumers
Offered 12 months of Credit Monitoring through Cyex
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 9 weeks(60 days from discovery to filing)
Compliance flags: ME AG >30d · 60dME CRA notice due
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Feb 26, 2024
→ Filed with AG: Apr 26, 2024
60d 30 days (soft) ME AG >30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Feb 26, 2024 → Filed with AG: Apr 26, 2024	60d	30 days (soft)	ME AG >30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 4 states

View merged incident ↗

Maine State AGApr 26 · first · this page

California State AG+84d

New Hampshire State AG+84d

Maine State AG+84d

New Hampshire State AG+88d

Maine State AG+88d

California State AG+88d

Vermont State AG+153d

Maine State AG+153d

Maine State AG+160d

California State AG+215d

Pattern: first filing Apr 26 (ME), last Nov 27 (CA) — a 215-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/5fe1ede5-aafd-4da2-b1a4-0057a6cdadc6.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Apr 26, 2024
Raw hash: fbdc06a72da538edd6f7593f99f9d23d79c6e0e743e8f262cdacbb8cf2adeb52

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseSent written notification to affected consumers

ComplianceME AG >30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov