HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDFinancial accountHighActive

Financial Business and Consumer Solutions

bd_30070a0547aa3ae9 · schema v1 · pii pii-v1

Severity

High

Discovered

Feb 26, 2024

Filed

May 10, 2024

To disclose

11 weeks

Affected

6,574state residents only

Linked

42 filings

Confidence

64%

Full breach record for Financial Business and Consumer Solutions →5 incidents on file

Financial Business & Consumer Solutions, Inc. (FBCS), a third-party debt collection agency, disclosed a data event involving unauthorized access to its network between February 14 and February 26, 2024. The incident affected 6,574 Delaware residents, exposing names, Social Security numbers, dates of birth, and account information. FBCS engaged third-party forensic specialists, notified federal law enforcement, and implemented new safeguards. Affected individuals were offered 12 months of credit monitoring through CyEx.

J jump to incidentP pin to compareR raw source

Incident timeline

undetected · 12 days

discovery → filing · 11 weeks / 74 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

May 10, 2024

Filed

vs. sector median

+2 wks slower

This filing is one of 42 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_5850790346d7c4012024-07-19 · +70dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +70dVerified
Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +70dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +74dVerified by operator

Show 6 more filings ↓up to 201d gap

Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +74dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +74dVerified by operator
Vermont State AGbd_64ebabde5b434bad2024-09-26 · +139dVerified by operator
Maine State AGbd_93b92f648e6f13672024-09-26 · +139dVerified by operator
Maine State AGbd_bb4797a206b89eab2024-10-03 · +146dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +201dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 26, 2024
Affected individuals: 6,574state-resident count only
Data types: Identity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing ApplicationT1078 Valid Accounts
Threat actor: External
Regulator citations: providing notice of this incident to relevant state regulators, as necessary
Initial access: exploit_public_facing

During the incident: Launched an investigation with the assistance of third-party computer forensics specialists
Notified federal law enforcement regarding the event
Working to implement additional safeguards in a newly built environment
Providing access to credit monitoring services for twelve (12) months, through Cyex, to individuals whose personal information was potentially affected by this incident, at no cost to these individuals
Providing notice of this incident to relevant state regulators, as necessary, and to the three major credit reporting agencies, Equifax, Experian, and TransUnion
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(74 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 5 states

View merged incident ↗

Delaware State AGMay 10 · first · this page

California State AG+70d

New Hampshire State AG+70d

Maine State AG+70d

New Hampshire State AG+74d

Maine State AG+74d

California State AG+74d

Vermont State AG+139d

Maine State AG+139d

Maine State AG+146d

California State AG+201d

Pattern: first filing May 10 (DE), last Nov 27 (CA) — a 201-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2024/05/Financial-Business-and-Consumer-Solutions-Notice-of-Data-Event-Exhibit-1-DE.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: May 10, 2024
Raw hash: 37d3c9f240cbbd163d5ca411de1c12d7290c30a3436693a364e2a8ed9d8376fa

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseLaunched an investigation with the assistance of third-party computer forensics specialists

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceattorneygeneral.delaware.gov