HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDMediumContained

Financial Business and Consumer Solutions

bd_0a3ede88b50c6b30 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 26, 2024

Filed

Jul 8, 2024

To disclose

19 weeks

Affected

Not disclosed

Linked

42 filings

Confidence

65%

Full breach record for Financial Business and Consumer Solutions →2 incidents on file

Financial Business and Consumer Solutions, Inc. (FBCS), a debt collection agency, reported unauthorized access to its network between Feb 14-26, 2024, discovered on Feb 26, 2024. The incident involved exfiltration of personal information including names, addresses, and SSNs. FBCS engaged forensic specialists, secured the environment, and offered credit monitoring services. This is a supplemental notice.

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Incident timeline

undetected · 12 days

discovery → filing · 19 weeks / 133 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Jul 8, 2024

Filed

vs. sector median

+11 wks slower

This filing is one of 42 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Maine State AGbd_3d8a919922f559662024-07-17 · +9dVerified by operator
New Hampshire State AGbd_6ba5870292f9a88f2024-07-17 · +9dCandidate
California State AGbd_5850790346d7c4012024-07-19 · +11dVerified
New Hampshire State AGbd_a82b0808fbf4e1dd2024-07-19 · +11dVerified

Show 6 more filings ↓up to 147d gap

Maine State AGbd_eb91a12e88bc4cde2024-07-19 · +11dVerified
New Hampshire State AGbd_a0e0de982097adb92024-07-23 · +15dVerified by operator
Maine State AGbd_b1a53ba54e669a4b2024-07-23 · +15dVerified by operator
California State AGbd_ce0e031ee781c8692024-07-23 · +15dVerified by operator
California State AGbd_f4a1b0c8055061e42024-11-27 · +142dVerified by operator
New Hampshire State AGbd_3307d87b0a538f0c2024-12-02 · +147dVerified by operator

Showing first 10 of 41 linked disclosures.

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com

Name: Financial Business and Consumer Solutions
norm: financial business and consumer
Domain: fbcs-inc.com
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: Identity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Initial access: valid_credentials

During the incident: Took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Offering access to complimentary credit monitoring and identity restoration services for 12/24 months through CyEx
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 19 weeks(133 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 3 states

View merged incident ↗

New Hampshire State AGJul 8 · first · this page

Maine State AG+9d

New Hampshire State AG+9d

California State AG+11d

New Hampshire State AG+11d

Maine State AG+11d

New Hampshire State AG+15d

Maine State AG+15d

California State AG+15d

California State AG+142d

New Hampshire State AG+147d

Pattern: first filing Jul 8 (NH), last Dec 2 (NH) — a 147-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 41 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/financial-business-consumer-solutions-20240708.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 8, 2024
Raw hash: 56d4687b30e4cbb237a8f60134ea97d83983855a1001fc05ae786a1f61fc7f47

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityFinancial Business and Consumer Solutions

Victim entityFinancial Business and Consumer Solutions

Incidentdiscovered Feb 26, 2024

Stated responseTook steps to secure the impacted environment

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov