Social EngineeringFinancial ServicesFinancePhishingTargetedIdentity (basic)Government IDHighContained

Guaranteed Rate, Inc

bd_bfb9c8077556d5e6 · schema v1 · pii pii-v1

Severity

High

Discovered

Sep 13, 2017

Filed

Jan 16, 2018

To disclose

18 weeks

Affected

1,068state residents only

Linked

6 filings

Confidence

65%

Full breach record for Guaranteed Rate, Inc →4 incidents on file

Guaranteed Rate, Inc. notified individuals of a phishing incident targeting employees, resulting in unauthorized access to company email accounts. The incident occurred between June 9 and October 2, 2017, and was discovered on September 13, 2017. Affected data included names and Social Security numbers. The company engaged forensic experts, reset credentials, and offered two years of credit monitoring.

J jump to incidentP pin to compareR raw source

South Carolina clock✓ SC CRA notice due18 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 96 days

discovery → filing · 18 weeks / 125 days

Jun 9, 2017

Begins

Sep 13, 2017

Discovered

Jan 16, 2018

Filed

vs. sector median

+10 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Massachusetts State AGbd_0bbdaed63722fa242018-01-12 · +4dVerified
Montana State AGbd_1ab523da019103002018-01-12 · +4dCandidate
New Hampshire State AGbd_4842e8022d70a3ad2018-01-12 · +4dVerified
Oregon State AGbd_aef4207386017ce22018-01-12 · +4dVerified

Show 1 more filing ↓up to 4d gap

California State AGbd_ce105c14a20cc03e2018-01-12 · +4dVerified

Name: Guaranteed Rate, Inc
norm: guaranteed rate

Name: Guaranteed Rate, Inc
norm: guaranteed rate
Industry: Financial Servicesllm

Discovered: Sep 13, 2017
Breach occurred: Jun 9, 2017 – Oct 2, 2017
Undetected for: 96 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 12, 2018
Affected individuals: 1,068state-resident count only
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing Link
Threat actor: ExternalFinancial
Initial access: phishing_link

During the incident: Launched an investigation with the assistance of a leading outside computer forensics expert
Changed the log-in credentials for all company email accounts
Providing additional training and educational material to our employees
Offering you access to two years of free credit and identity monitoring and identity repair services through AllClear ID
Changes made: Changed the log-in credentials for all company email accounts
Providing additional training and educational material to our employees
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 18 weeks(125 days from discovery to filing)
Compliance flags: SC CRA notice due
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Massachusetts State AGJan 12 · first

Montana State AGJan 12 · first

New Hampshire State AGJan 12 · first

Oregon State AGJan 12 · first

California State AGJan 12 · first

South Carolina State AG+4d · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://consumer.sc.gov/sites/consumer/files/Documents/Business%20Resources%20Laws/Related%20Laws/Breaches/2018/GuaranteedRateInc.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 16, 2018
Raw hash: 914bf032320869039d8e5ead8e32aac760662a3b634f82432576ff5e923f0f1a

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityGuaranteed Rate, Inc

Victim entityGuaranteed Rate, Inc

Incidentdiscovered Sep 13, 2017

Stated responseLaunched an investigation with the assistance of a leading outside computer forensics expert

ComplianceSC CRA notice due

Extraction provenanceno artifact recorded

Source provenanceconsumer.sc.gov