Social EngineeringFinancial ServicesFinancePhishingTargetedData ExfiltratedIdentity (basic)Government IDMediumContained

Guaranteed Rate, Inc

bd_1ab523da01910300 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Sep 13, 2017

Filed

Jan 12, 2018

To disclose

17 weeks

Affected

249state residents only

Linked

6 filings

Confidence

64%

Full breach record for Guaranteed Rate, Inc →4 incidents on file

Guaranteed Rate, Inc. notified Montana residents of a phishing incident targeting employees, resulting in unauthorized access to email accounts. The breach affected personal information including names and Social Security numbers between June 9 and October 2, 2017. The company engaged forensic experts, reset credentials, and offered two years of credit monitoring.

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Incident timeline

undetected · 96 days

discovery → filing · 17 weeks / 121 days

Jun 9, 2017

Begins

Sep 13, 2017

Discovered

Jan 12, 2018

Filed

vs. sector median

+9 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Massachusetts State AGbd_0bbdaed63722fa242018-01-12Verified
New Hampshire State AGbd_4842e8022d70a3ad2018-01-12Verified
Oregon State AGbd_aef4207386017ce22018-01-12Verified
California State AGbd_ce105c14a20cc03e2018-01-12Verified

Show 1 more filing ↓up to 4d gap

South Carolina State AGbd_bfb9c8077556d5e62018-01-16 · +4dVerified

Name: Guaranteed Rate, Inc
norm: guaranteed rate

Name: Guaranteed Rate, Inc
norm: guaranteed rate
Industry: Financial Servicesllm

Discovered: Sep 13, 2017
Breach occurred: Jun 9, 2017 – Oct 2, 2017
Undetected for: 96 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 12, 2018
Affected individuals: 249state-resident count only
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1114 Email Collection
Threat actor: ExternalFinancial
Initial access: phishing_link

During the incident: Launched an investigation with the assistance of a leading outside computer forensics expert
Changed the log-in credentials for all company email accounts
Providing additional training and educational material to our employees
Offering you access to two years of free credit and identity monitoring and identity repair services through AllClear ID
Changes made: Changed the log-in credentials for all company email accounts
Providing additional training and educational material to our employees
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 17 weeks(121 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Massachusetts State AGJan 12 · first

New Hampshire State AGJan 12 · first

Oregon State AGJan 12 · first

California State AGJan 12 · first

Montana State AGJan 12 · first · this page

South Carolina State AG+4d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://dojmt.gov/wp-content/uploads/Guaranteed-Rate-Inc..pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 12, 2018
Raw hash: ed8c90c6c61a3b2b425fbf4a510a21c5a19f65bbb6ccbf1e962afeb3d79e3ed7

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityGuaranteed Rate, Inc

Victim entityGuaranteed Rate, Inc

Incidentdiscovered Sep 13, 2017

Stated responseLaunched an investigation with the assistance of a leading outside computer forensics expert

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancedojmt.gov