UnknownFinancial ServicesFinanceCustomer Data InvolvedGovernment IDIdentity (basic)MediumContained

UNIVERSAL LENDERS, LLC

bd_9429214e64f17436 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Nov 7, 2024

Filed

Jan 21, 2025

To disclose

11 weeks

Affected

80state residents only

Linked

9 filings

Confidence

67%

Full breach record for UNIVERSAL LENDERS, LLC →

Universal Lenders, LLC notified the NH Attorney General of a data security incident. On Nov 7, 2024, a network disruption was detected. An investigation determined on Dec 5, 2024, that files were accessed/acquired without authorization. By Jan 14, 2025, it was confirmed that personal information of approximately 80 New Hampshire residents was involved, potentially including Social Security numbers. No evidence of misuse was found. The company engaged cybersecurity experts, secured systems, and offered identity protection services.

J jump to incidentP pin to compareR raw source

Incident timeline

discovery → filing · 11 weeks / 75 days

Nov 7, 2024

Discovered

Jan 21, 2025

Filed

vs. sector median

+2 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Montana State AGbd_2246d9821e08d0132025-01-21Verified
Vermont State AGbd_59557d9054371af22025-01-21Verified
Nebraska State AGbd_5cdd29de26a76f102025-01-21Verified
Indiana State AGbd_e62d03a0b7d283292025-01-21Verified

Show 4 more filings ↓up to 296d gap

Maine State AGbd_1cb830ed8c7ee3ab2025-01-23 · +2dVerified
Massachusetts State AGbd_8681187fbd5b2a582025-01-24 · +3dVerified
Illinois State AGbd_917f88c6036f66ee2025-01-01 · +20dCandidate
Maryland State AGbd_28bfcd45a014e0ef2025-11-13 · +296dVerified

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders
Industry: Financial Servicesllm

Discovered: Nov 7, 2024
Materiality determined: —
Notification sent: Jan 21, 2025
Affected individuals: 80state-resident count only
Data types: Government IDIdentity (basic)
Attack vector: Unknown
Regulator citations: Notified the New Hampshire Attorney General

During the incident: Initiated an investigation with the help of independent cybersecurity experts
Took steps to secure its systems
Established a toll-free call center through IDX to answer questions
Notified the potentially affected individuals
Reported the incident to nationwide consumer reporting agencies (i.e., Equifax, Experian, and Transunion)
Changes made: Implemented measures to enhance security and minimize the risk of a similar incident occurring in the future
Offering complimentary identity protection services through IDX, including credit monitoring, dark web monitoring, $1 million identity fraud loss reimbursement policy, and fully managed identity theft recovery services
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(75 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

Illinois State AGJan 1 · first

Montana State AG+20d

Vermont State AG+20d

Nebraska State AG+20d

Indiana State AG+20d

New Hampshire State AG+20d · this page

Maine State AG+22d

Massachusetts State AG+23d

Maryland State AG+316d

Pattern: first filing Jan 1 (IL), last Nov 13 (MD) — a 316-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/universal-lenders-20250121.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 21, 2025
Raw hash: 135835f7dfb30f4b258d140ff9b186d6c5e3c4b67374979cc3ef3330db690ecd

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityUNIVERSAL LENDERS, LLC

Victim entityUNIVERSAL LENDERS, LLC

Incidentdiscovered Nov 7, 2024

Stated responseInitiated an investigation with the help of independent cybersecurity experts

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov