HackingFinancial ServicesFinanceStolen CredentialsCustomer Data InvolvedIdentity (basic)LowContained

UNIVERSAL LENDERS, LLC

bd_2246d9821e08d013 · schema v1 · pii pii-v1

Severity

Low

Discovered

Nov 7, 2024

Filed

Jan 21, 2025

To disclose

11 weeks

Affected

100state residents only

Linked

9 filings

Confidence

65%

Full breach record for UNIVERSAL LENDERS, LLC →

Universal Lenders LLC notified Montana residents of a data security incident discovered on November 7, 2024. Unauthorized access to files containing names and other personal information occurred. The company engaged independent cybersecurity experts, reviewed affected files, and offered complimentary identity protection services including credit monitoring and dark web monitoring. No evidence of misuse was found.

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Incident timeline

discovery → filing · 11 weeks / 75 days

Nov 7, 2024

Begins

Nov 7, 2024

Discovered

Jan 21, 2025

Filed

vs. sector median

+2 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Vermont State AGbd_59557d9054371af22025-01-21Verified
Nebraska State AGbd_5cdd29de26a76f102025-01-21Verified
New Hampshire State AGbd_9429214e64f174362025-01-21Verified
Indiana State AGbd_e62d03a0b7d283292025-01-21Verified

Show 4 more filings ↓up to 296d gap

Maine State AGbd_1cb830ed8c7ee3ab2025-01-23 · +2dVerified
Massachusetts State AGbd_8681187fbd5b2a582025-01-24 · +3dVerified
Illinois State AGbd_917f88c6036f66ee2025-01-01 · +20dCandidate
Maryland State AGbd_28bfcd45a014e0ef2025-11-13 · +296dVerified

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders
Industry: Financial Servicesllm

Discovered: Nov 7, 2024
Breach occurred: Nov 7, 2024
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 21, 2025
Affected individuals: 100state-resident count only
Data types: Identity (basic)
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Initial access: valid_credentials

During the incident: Initiated an investigation of the matter with the help of independent cybersecurity experts
Undertook a comprehensive review of those files
Offering you complimentary identity protection services through IDX
12/24 Months of credit monitoring
Dark web monitoring
$1 Million identity fraud loss reimbursement policy
Fully managed identity theft recovery services
Changes made: Implemented measures to enhance security and minimize the risk of a similar incident occurring in the future
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(75 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

Illinois State AGJan 1 · first

Vermont State AG+20d

Nebraska State AG+20d

New Hampshire State AG+20d

Indiana State AG+20d

Montana State AG+20d · this page

Maine State AG+22d

Massachusetts State AG+23d

Maryland State AG+316d

Pattern: first filing Jan 1 (IL), last Nov 13 (MD) — a 316-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://dojmt.gov/wp-content/uploads/2025/01/Consumer-notification-letter-25.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 21, 2025
Raw hash: 12801eb8979360f6381b9b847ba12385ca2ecc8439843496ad646f6bbbf73390

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityUNIVERSAL LENDERS, LLC

Victim entityUNIVERSAL LENDERS, LLC

Incidentdiscovered Nov 7, 2024

Stated responseInitiated an investigation of the matter with the help of independent cybersecurity experts

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancedojmt.gov