UNIVERSAL LENDERS, LLC
bd_59557d9054371af2 · schema v1 · pii pii-v1
Full breach record for UNIVERSAL LENDERS, LLC →Universal Lenders, LLC notified consumers of a data security incident. On November 7, 2024, the company experienced a network disruption and initiated an investigation. On December 5, 2024, it was determined that certain files were accessed or acquired without authorization. By January 14, 2025, the company confirmed that some consumers' personal information, including names and potentially other data elements, was involved. The company engaged independent cybersecurity experts, implemented security enhancements, and offered complimentary identity protection services through IDX. No evidence of misuse was found.
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Incident timeline
Nov 7, 2024
Discovered
Jan 21, 2025
Filed
vs. sector median
+2 wks slower
Linked disclosures
Why this link?Regulatory filings (8) · sorted by filing gap
- Montana State AGbd_2246d9821e08d0132025-01-21Verified
- Nebraska State AGbd_5cdd29de26a76f102025-01-21Verified
- New Hampshire State AGbd_9429214e64f174362025-01-21Verified
- Indiana State AGbd_e62d03a0b7d283292025-01-21Verified
Show 4 more filings ↓Show fewer ↑up to 296d gap
- Maine State AGbd_1cb830ed8c7ee3ab2025-01-23 · +2dVerified
- Massachusetts State AGbd_8681187fbd5b2a582025-01-24 · +3dVerified
- Illinois State AGbd_917f88c6036f66ee2025-01-01 · +20dCandidate
- Maryland State AGbd_28bfcd45a014e0ef2025-11-13 · +296dVerified
Filing propagation · 9 filings · 9 states
View merged incident ↗Pattern: first filing Jan 1 (IL), last Nov 13 (MD) — a 316-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?
Evidence ladder
Attacker assertion only. Establishes: claim date, group, alleged victim.
Unlocks: incident narrative, operational impact. Still no compliance clock.
Unlocks: discovery date, data types, affected count, compliance clock.
Unlocks: materiality, stated response, full audit trail. Ceiling removed.