UnknownGovernment IDFinancial accountMedium

UNIVERSAL LENDERS, LLC

bd_8681187fbd5b2a58 · schema v1 · pii pii-v1

Severity

Medium

Discovered

—

Filed

Jan 24, 2025

To disclose

—

Affected

520state residents only

Linked

9 filings

Confidence

95%

Full breach record for UNIVERSAL LENDERS, LLC →

Universal Lenders, LLC reported a data breach to the Massachusetts Office of Consumer Affairs and Business Regulation. The breach was reported on 2025-01-24. 520 Massachusetts residents were affected.

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Massachusetts clock✓ MA credit monitoring due

⚠ no discovery dateNo discovery date was extracted, so no notification clock can be evaluated.

Incident timeline — partial

? — ?

Breach window unknown

Jan 24, 2025

Filed

—

Corroborated · see linked filings

Compliance clocks stay unassessable until a regulatory filing lands. Dashed segments fill in automatically when corroboration arrives.

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Maine State AGbd_1cb830ed8c7ee3ab2025-01-23 · +1dVerified
Montana State AGbd_2246d9821e08d0132025-01-21 · +3dVerified
Vermont State AGbd_59557d9054371af22025-01-21 · +3dVerified
Nebraska State AGbd_5cdd29de26a76f102025-01-21 · +3dVerified

Show 4 more filings ↓up to 293d gap

New Hampshire State AGbd_9429214e64f174362025-01-21 · +3dVerified
Indiana State AGbd_e62d03a0b7d283292025-01-21 · +3dVerified
Illinois State AGbd_917f88c6036f66ee2025-01-01 · +23dCandidate
Maryland State AGbd_28bfcd45a014e0ef2025-11-13 · +293dVerified

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders

Name: UNIVERSAL LENDERS, LLC
norm: universal lenders

Discovered: —
Materiality determined: —
Notification sent: —
Affected individuals: 520state-resident count only
Data types: Government IDFinancial account
Data elements: Social Security numberFinancial account numberDriver's licence number
Stated not affected: Medical informationPayment card number
The filing states these were not involved. Categories absent from both lists were not addressed either way.
Attack vector: Unknown
Threat actor: External

Compliance flags: MA credit monitoring due
Discovery-date grounding: no discovery dateNo discovery date was extracted, so no notification clock can be evaluated.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

Illinois State AGJan 1 · first

Montana State AG+20d

Vermont State AG+20d

Nebraska State AG+20d

New Hampshire State AG+20d

Indiana State AG+20d

Maine State AG+22d

Massachusetts State AG+23d · this page

Maryland State AG+316d

Pattern: first filing Jan 1 (IL), last Nov 13 (MD) — a 316-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.mass.gov/doc/data-breach-report-2025/download
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 24, 2025
Raw hash: 74f6642a7dd725e5a18a7e338b74a6fb772b69e48a4350d068521b455c30038b

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityUNIVERSAL LENDERS, LLC

Victim entityUNIVERSAL LENDERS, LLC

IncidentUnknown

ComplianceMA credit monitoring due

Extraction provenanceno artifact recorded

Source provenancewww.mass.gov