HackingFinancial ServicesTechnologyFinanceCapture Stored DataData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDCriticalContained

700Credit, LLC

bd_eae14b0ab87e49cb · schema v1 · pii pii-v1

Severity

Critical

Discovered

Oct 25, 2025

Filed

Dec 12, 2025

To disclose

7 weeks

Affected

121,828state residents only

Linked

18 filings

Confidence

69%

Full breach record for 700Credit, LLC →2 incidents on file

700Credit, LLC reported a cyberattack in Washington affecting 121,828 residents. Unauthorized access to its web application resulted in the copying of customer records containing names, addresses, SSNs, and dates of birth. The incident was discovered on October 25, 2025, and notifications to affected individuals began on December 22, 2025. 700Credit engaged forensic specialists, notified law enforcement and the FTC, and is providing 12 months of credit monitoring.

J jump to incidentP pin to compareR raw source

Washington clock⏱ WA AG >30d7 weeks discovery → filing

⚠ occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Incident timeline

discovery → filing · 7 weeks / 48 days

Oct 25, 2025

Begins

Oct 25, 2025

Discovered

Dec 12, 2025

Filed

vs. sector median

2 wks faster

This filing is one of 18 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Montana State AGbd_0c832f36f6f92d662025-12-12Candidate
Massachusetts State AGbd_0eec4c6aa5f0697b2025-12-12Verified
Iowa State AGbd_20cc8995941218a52025-12-12Verified
South Carolina State AGbd_568d669c4baba17a2025-12-15 · +3dVerified

Show 6 more filings ↓up to 10d gap

Texas State AGbd_1eeeb1d05c19f3382025-12-16 · +4dVerified
Idaho State AGbd_b50c321b34acee062025-12-18 · +6dVerified
Nebraska State AGbd_3a42f256144abd352025-12-22 · +10dVerified
Delaware State AGbd_984ea6bee09ff0492025-12-22 · +10dVerified
Vermont State AGbd_cbdfa56adfb25b062025-12-22 · +10dVerified
Indiana State AGbd_fd4f1ae26e31fa702025-12-22 · +10dVerified

Showing first 10 of 17 linked disclosures.

Name: 700Credit, LLC
norm: 700credit
Domain: 700credit.com

Name: 700Credit, LLC
norm: 700credit
Domain: 700credit.com
Industry: Financial ServicesllmTechnologyllm

Discovered: Oct 25, 2025
Breach occurred: Oct 25, 2025 – Oct 27, 2025
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 22, 2025
Affected individuals: 121,828state-resident count only
Data types: Identity (basic)Government ID
Data elements: NameSocial Security numberDate of birth
WA-stated cause: Cyberattack
WA-stated duration: lifecycle 1-99dexposure 1-99d
WA-stated discovery: Found while ongoing
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing ApplicationT1119 Automated Collection
Threat actor: ExternalFinancial
Regulator citations: Notified federal law enforcementNotified the Federal Trade Commission
Initial access: exploit_public_facing

During the incident: Launched an investigation, with the assistance of third-party computer forensic specialists
Notified federal law enforcement and the Federal Trade Commission
Providing access to credit monitoring services for twelve (12) months, through TransUnion
Changes made: Working to enhance its existing security measures with additional safeguards and training to its employees
Reviewing our policies, procedures and processes related to the storage and access of personal information
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 7 weeks(48 days from discovery to filing)
Compliance flags: WA AG >30d
Discovery-date grounding: occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 11 states

View merged incident ↗

Montana State AGDec 12 · first

Massachusetts State AGDec 12 · first

Iowa State AGDec 12 · first

Washington State AGDec 12 · first · this page

South Carolina State AG+3d

Texas State AG+4d

Idaho State AG+6d

Nebraska State AG+10d

Delaware State AG+10d

Vermont State AG+10d

Indiana State AG+10d

Pattern: first filing Dec 12 (MT), last Dec 22 (IN) — a 10-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 17 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachA35865.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 12, 2025
Raw hash: 32a87b07ce77be038a353941968b9a5a48a0ad9abd9a71f6bc189177d7735d29

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entity700Credit, LLC

Victim entity700Credit, LLC

Incidentdiscovered Oct 25, 2025

Stated responseLaunched an investigation, with the assistance of third-party computer forensic specialists

ComplianceWA AG >30d

Extraction provenanceno artifact recorded

Source provenanceagportal-s3bucket.s3.amazonaws.com