HackingFinancial ServicesTechnologyFinanceCapture Stored DataData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDHighContained

700Credit, LLC

bd_20cc8995941218a5 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 25, 2025

Filed

Dec 12, 2025

To disclose

7 weeks

Affected

46,107state residents only

Linked

18 filings

Confidence

67%

Full breach record for 700Credit, LLC →2 incidents on file

700Credit, LLC notified the Iowa Attorney General of a data event affecting 46,107 Iowa residents. On or around October 25, 2025, suspicious activity in 700Credit's web application led to the unauthorized copying of customer records (name, address, SSN, DOB) belonging to dealership clients. 700Credit engaged forensic specialists, notified law enforcement/FTC, and is providing 12 months of credit monitoring. Notifications to residents began December 22, 2025.

J jump to incidentP pin to compareR raw source

Iowa clock✓ IA AG ≤5 bday7 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

discovery → filing · 7 weeks / 48 days

Oct 25, 2025

Discovered

Dec 12, 2025

Filed

vs. sector median

2 wks faster

This filing is one of 18 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Montana State AGbd_0c832f36f6f92d662025-12-12Candidate
Massachusetts State AGbd_0eec4c6aa5f0697b2025-12-12Verified
Maine State AGbd_34cd2c05774a603c2025-12-12Verified
South Carolina State AGbd_568d669c4baba17a2025-12-15 · +3dVerified

Show 6 more filings ↓up to 10d gap

Texas State AGbd_1eeeb1d05c19f3382025-12-16 · +4dVerified
Idaho State AGbd_b50c321b34acee062025-12-18 · +6dVerified
Nebraska State AGbd_3a42f256144abd352025-12-22 · +10dVerified
Delaware State AGbd_984ea6bee09ff0492025-12-22 · +10dVerified
Vermont State AGbd_cbdfa56adfb25b062025-12-22 · +10dVerified
Indiana State AGbd_fd4f1ae26e31fa702025-12-22 · +10dVerified

Showing first 10 of 17 linked disclosures.

Name: Mullen Coughlin LLC
norm: mullen coughlin

Name: 700Credit, LLC
norm: 700credit
Domain: 700credit.com
Industry: Financial ServicesllmTechnologyllm

Discovered: Oct 25, 2025
Materiality determined: —
Notification sent: Dec 22, 2025
Affected individuals: 46,107state-resident count only
Data types: Identity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1119 Automated Collection
Threat actor: External
Regulator citations: Notified federal law enforcement and the Federal Trade Commission

During the incident: Launched an investigation, with the assistance of third-party computer forensic specialists
Notified federal law enforcement and the Federal Trade Commission
Providing access to credit monitoring services for twelve (12) months, through TransUnion
Changes made: Working to enhance its existing security measures with additional safeguards and training to its employees
Reviewing our policies, procedures and processes related to the storage and access of personal information
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 7 weeks(48 days from discovery to filing)
Compliance flags: IA AG ≤5 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 11 states

View merged incident ↗

Montana State AGDec 12 · first

Massachusetts State AGDec 12 · first

Maine State AGDec 12 · first

Iowa State AGDec 12 · first · this page

South Carolina State AG+3d

Texas State AG+4d

Idaho State AG+6d

Nebraska State AG+10d

Delaware State AG+10d

Vermont State AG+10d

Indiana State AG+10d

Pattern: first filing Dec 12 (MT), last Dec 22 (IN) — a 10-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 17 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.iowaattorneygeneral.gov/media/cms/12122025_700Credit_LLC_with_dealers_80E7F26117E9B.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 12, 2025
Raw hash: d0ce694c9bd4cdb7ca40e9903c691688f9c14255e2c32055cb92efb29e537773

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityMullen Coughlin LLC

Victim entity700Credit, LLC

Incidentdiscovered Oct 25, 2025

Stated responseLaunched an investigation, with the assistance of third-party computer forensic specialists

ComplianceIA AG ≤5 bday

Extraction provenanceno artifact recorded

Source provenancewww.iowaattorneygeneral.gov