HackingFinancial ServicesTechnologyFinanceCustomer Data InvolvedData ExfiltratedIdentity (basic)Government IDHighContained

700Credit, LLC

bd_b50c321b34acee06 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 25, 2025

Filed

Dec 18, 2025

To disclose

8 weeks

Affected

38,405state residents only

Linked

18 filings

Confidence

67%

Full breach record for 700Credit, LLC →2 incidents on file

700Credit, LLC notified the Idaho AG of a data event affecting 38,405 Idaho residents. On or around October 25, 2025, suspicious activity in its web application led to the unauthorized copying of customer records containing names, addresses, SSNs, and DOBs. Notices were sent to residents starting December 22, 2025. 700Credit engaged forensic specialists, notified law enforcement/FTC, and provided 12 months of credit monitoring.

J jump to incidentP pin to compareR raw source

Incident timeline

discovery → filing · 8 weeks / 54 days

Oct 25, 2025

Discovered

Dec 18, 2025

Filed

vs. sector median

1 wks faster

This filing is one of 18 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Texas State AGbd_1eeeb1d05c19f3382025-12-16 · +2dVerified
South Carolina State AGbd_568d669c4baba17a2025-12-15 · +3dVerified
Nebraska State AGbd_3a42f256144abd352025-12-22 · +4dVerified
Delaware State AGbd_984ea6bee09ff0492025-12-22 · +4dVerified

Show 6 more filings ↓up to 6d gap

Vermont State AGbd_cbdfa56adfb25b062025-12-22 · +4dVerified
Indiana State AGbd_fd4f1ae26e31fa702025-12-22 · +4dVerified
Montana State AGbd_0c832f36f6f92d662025-12-12 · +6dCandidate
Massachusetts State AGbd_0eec4c6aa5f0697b2025-12-12 · +6dVerified
Iowa State AGbd_20cc8995941218a52025-12-12 · +6dVerified
Maine State AGbd_34cd2c05774a603c2025-12-12 · +6dVerified

Showing first 10 of 17 linked disclosures.

Name: Mullen Coughlin LLC
norm: mullen coughlin

Name: 700Credit, LLC
norm: 700credit
Domain: 700credit.com
Industry: Financial ServicesllmTechnologyllm

Discovered: Oct 25, 2025
Materiality determined: —
Notification sent: Dec 22, 2025
Affected individuals: 38,405state-resident count only
Data types: Identity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1119 Automated CollectionT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notified federal law enforcementNotified the Federal Trade Commission

During the incident: Launched an investigation, with the assistance of third-party computer forensic specialists
Notified federal law enforcement and the Federal Trade Commission
Providing access to credit monitoring services for 12 months, through TransUnion
Providing impacted individuals with guidance on how to better protect against identity theft and fraud
Changes made: Working to enhance its existing security measures with additional safeguards and training to its employees
Reviewing our policies, procedures and processes related to the storage and access of personal information
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 8 weeks(54 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 11 states

View merged incident ↗

Montana State AGDec 12 · first

Massachusetts State AGDec 12 · first

Iowa State AGDec 12 · first

Maine State AGDec 12 · first

South Carolina State AG+3d

Texas State AG+4d

Idaho State AG+6d · this page

Nebraska State AG+10d

Delaware State AG+10d

Vermont State AG+10d

Indiana State AG+10d

Pattern: first filing Dec 12 (MT), last Dec 22 (IN) — a 10-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 17 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.ag.idaho.gov/content/uploads/2025/12/2025-12-18-700-Credit.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 18, 2025
Raw hash: b0c611feada8b7a07a805bc107d0ae31a3efeb5240dc86f949ef5460045609f1

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityMullen Coughlin LLC

Victim entity700Credit, LLC

Incidentdiscovered Oct 25, 2025

Stated responseLaunched an investigation, with the assistance of third-party computer forensic specialists

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancewww.ag.idaho.gov