MalwareFinancial ServicesFinanceRansomwareData ExfiltratedData EncryptedRansom DemandedTargetedIdentity (basic)Government IDPIIHighContained

PAL Card Minnesota, LLC

bd_ab231ccab8290fbd · schema v1 · pii pii-v1

Severity

High

Discovered

Sep 28, 2021

Filed

Dec 14, 2021

To disclose

11 weeks

Affected

1,174state residents only

Linked

6 filings

Confidence

62%

Full breach record for PAL Card Minnesota, LLC →

PAL Card Minnesota, LLC disclosed a ransomware attack on September 28, 2021, where systems were encrypted and accessed by a cybercriminal. Data accessed included names, addresses, phone numbers, email addresses, PAL account numbers, and government IDs (driver's license, SSN, passport). The company restored data from backups, engaged cybersecurity experts, and notified law enforcement. The attacker threatened to leak retained data.

J jump to incidentP pin to compareR raw source

South Carolina clock✓ SC CRA notice due11 weeks discovery → filing

⚠ occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Incident timeline

discovery → filing · 11 weeks / 77 days

Sep 28, 2021

Begins

Sep 28, 2021

Discovered

Dec 14, 2021

Filed

vs. sector median

+2 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Oregon State AGbd_0dfc9a7f2037d8252021-11-22 · +22dVerified
California State AGbd_0145811d7119b6fe2021-11-19 · +25dVerified
Maine State AGbd_d5952e2686acb3992021-11-19 · +25dVerified
Indiana State AGbd_fce813620bf2125e2021-11-19 · +25dVerified

Show 1 more filing ↓up to 347d gap

Illinois State AGbd_a7e32e7546a8441f2021-01-01 · +347dCandidate

Name: PAL Card Minnesota, LLC
norm: pal card minnesota

Name: PAL Card Minnesota, LLC
norm: pal card minnesota
Industry: Financial Servicesllm

Discovered: Sep 28, 2021
Breach occurred: Sep 28, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: 1,174state-resident count only
Data types: Identity (basic)Government IDPII
Data elements: Social Security number
Attack vector: Ransomware
MITRE ATT&CK: T1486 Data Encrypted for ImpactT1595 Active ScanningT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Regulator citations: Informed law enforcement

During the incident: Restored data from separate backup servers
Working with cybersecurity experts to remove any remnants of this incident from our systems and improve our security
Informed law enforcement to ensure the incident is properly addressed
Opened a call center to answer any questions and provide additional information
Changes made: Improving security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(77 days from discovery to filing)
Compliance flags: SC CRA notice due
Discovery-date grounding: occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Illinois State AGJan 1 · first

California State AG+322d

Maine State AG+322d

Indiana State AG+322d

Oregon State AG+325d

South Carolina State AG+347d · this page

Pattern: first filing Jan 1 (IL), last Dec 14 (SC) — a 347-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://consumer.sc.gov/sites/consumer/files/Documents/Business%20Resources%20Laws/Related%20Laws/Breaches/2021/PALCardMinnesotaLLC.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 14, 2021
Raw hash: eb2fcf501cf38d400aa3a38718261a2ed0ba247ce4de1081a20010f618ef7aed

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityPAL Card Minnesota, LLC

Victim entityPAL Card Minnesota, LLC

Incidentdiscovered Sep 28, 2021

Stated responseRestored data from separate backup servers

ComplianceSC CRA notice due

Extraction provenanceno artifact recorded

Source provenanceconsumer.sc.gov