DisclosureLens
UnknownFinanceHigh

PAL Card Minnesota, LLC

bd_0dfc9a7f2037d825 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 3, 2021

Filed

Nov 22, 2021

To disclose

7 weeks

Affected

166,689

Linked

6 filings

Confidence

95%
Full breach record for PAL Card Minnesota, LLC

PAL Card Minnesota, LLC reported a data breach to the Oregon Attorney General. The breach was reported on 2021-11-22. The breach occurred during 7/19/2021 - 10/3/2021. The breach was discovered on 10/3/2021. 166,689 individuals were affected.

Oregon clock OR AG >45d7 weeks discovery → filing
AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 76 days
discovery → filing · 7 weeks / 50 days

Jul 19, 2021

Begins

Oct 3, 2021

Discovered

Nov 22, 2021

Filed

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Show 1 more filingup to 325d gap

Filing propagation · 6 filings · 6 states

View merged incident ↗
Illinois State AGJan 1 · first
Oregon State AG+325d · this page

Pattern: first filing Jan 1 (IL), last Dec 14 (SC) — a 347-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.