MalwareFinancial ServicesFinanceRansomwareData ExfiltratedData EncryptedRansom DemandedCustomer Data InvolvedIdentity (basic)Government IDMediumContained

PAL Card Minnesota, LLC

bd_0145811d7119b6fe · schema v1 · pii pii-v1

Severity

Medium

Discovered

Sep 28, 2021

Filed

Nov 19, 2021

To disclose

7 weeks

Affected

Not disclosed

Linked

6 filings

Confidence

65%

Full breach record for PAL Card Minnesota, LLC →

PAL Card Minnesota, LLC experienced a ransomware attack on September 28, 2021. A cybercriminal gained access to computer systems, encrypted data, and exfiltrated personal information including names, addresses, phone numbers, email addresses, PAL account numbers, driver's license numbers, social security numbers, and passport numbers. The company restored data from backups, engaged cybersecurity experts, notified law enforcement, and offered one year of identity monitoring via Epiq.

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Incident timeline

discovery → filing · 7 weeks / 52 days

Sep 28, 2021

Begins

Sep 28, 2021

Discovered

Nov 19, 2021

Filed

vs. sector median

2 wks faster

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Maine State AGbd_d5952e2686acb3992021-11-19Verified
Indiana State AGbd_fce813620bf2125e2021-11-19Verified
Oregon State AGbd_0dfc9a7f2037d8252021-11-22 · +3dVerified
South Carolina State AGbd_ab231ccab8290fbd2021-12-14 · +25dVerified

Show 1 more filing ↓up to 322d gap

Illinois State AGbd_a7e32e7546a8441f2021-01-01 · +322dCandidate

Name: PAL Card Minnesota, LLC
norm: pal card minnesota

Name: PAL Card Minnesota, LLC
norm: pal card minnesota
Industry: Financial Servicesllm

Discovered: Sep 28, 2021
Breach occurred: Sep 28, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Ransomware
MITRE ATT&CK: T1486 Data Encrypted for ImpactT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Regulator citations: Informed law enforcement

During the incident: Restored our data from separate backup servers
Working with cybersecurity experts to remove any remnants of this incident from our systems and improve our security
Informed law enforcement to ensure the incident is properly addressed
Opened a call center to answer any questions and provide additional information
Secured the services of Epiq to provide identity monitoring at no cost to you for one year
Changes made: Working with cybersecurity experts to remove any remnants of this incident from our systems and improve our security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 7 weeks(52 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Illinois State AGJan 1 · first

Maine State AG+322d

Indiana State AG+322d

California State AG+322d · this page

Oregon State AG+325d

South Carolina State AG+347d

Pattern: first filing Jan 1 (IL), last Dec 14 (SC) — a 347-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-547799
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 19, 2021
Raw hash: 339f6bf7158b7d9bd24a6a506e45adac83591ad667968f8806de4aef06265160

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityPAL Card Minnesota, LLC

Victim entityPAL Card Minnesota, LLC

Incidentdiscovered Sep 28, 2021

Stated responseRestored our data from separate backup servers

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov