700Credit, LLC — October 2025 breach

Clustered 18 filings across 17 jurisdictions · filing window Nov 21, 2025 → Dec 22, 2025 (dated filings only). View entity profile → Other incidents for this victim →

⚠ 2 cross-filing discrepancies →Merge100%

Determination

Confirmed

Members

18 filings

States

Affected · reported

5,836,521

First → last dated filing

Nov 21, 2025 → Dec 22, 2025

Merge confidence

100%

incident inc_fdcab8591c91415a · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 18 regulatory filings. The filings describe unauthorized access. Intrusion Oct 25, 2025–Oct 27, 2025, discovered Oct 25, 2025 — the first regulatory filing landed 27 days later; 1 later filing was flagged late. 5,836,521 individuals reported across the linked filings. Data reported: Government ID and Identity (basic). Notifications rolled out on a 31-day schedule across 16 dated filings beginning Nov 21, 2025. Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Supplemental

Notification delay

27days

Discovered → first regulatory filing

Discovery variance

27days

Range of discovered_at dates across filings

Filing span

31days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delay — no leak-site claim in this cluster; no SEC 8-K in this cluster.

Regulatory clocksOregon✗ OR AG >45dMaine⏱ ME AG >30d · 48dWashington⏱ WA AG >30dVermont⏱ VT AG >14 bdayIowa✓ IA AG ≤5 bdayMassachusetts✓ MA credit monitoring dueSouth Carolina✓ SC CRA notice dueTexas✓ TX AG ≤30dFull clock table in Litigation Timeline

No cross-filing comparison data available for this incident.

The weekly clock on records like this one

The Disclosure Clock is a weekly briefing on what landed in the disclosure record, and the gap between the criminals' post and the regulator's filing — measured on the whole record, with the method shown.

Weekly. Double opt-in, one-click unsubscribe, and the address goes nowhere else.