DisclosureLens
Leak SiteState AGConfirmed4 records · 3 statesLifecycle stage 2 of 3: ConfirmedUnverified claimConfirmedEnforcedcloakhigh sensitivity
Merged incident · 4 records

Premier Auto Credit — January 2025 breach

Clustered 4 records across 3 jurisdictions: 3 filings and 1 leak-site claim · filed Dec 23, 2025 (dated filings only). View entity profile → Other incidents for this victim →

⚠ 1 cross-filing discrepancy →Merge100%

Determination

Confirmed

Members

4 records

States

3

Affected · reported

3

First → last dated filing

Dec 23, 2025

Merge confidence

100%

incident inc_e11794af02d840b8 · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 3 regulatory filings and 1 unverified claim. The filing describes unauthorized access. Intrusion Jan 11, 2025–Jan 15, 2025, discovered Dec 10, 2025 — the first regulatory filing landed 13 days later. 3 individuals reported across the linked filings. Data reported: Government ID and Identity (basic). Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Notification delay
13days

Discovered → first regulatory filing

Discovery variance
0days

Range of discovered_at dates across filings

Leak precedence
328days before filing

Days between the first sighting of the earliest-seen leak-site claim and the first regulatory filing. Measured from when the aggregator first saw the post, not the crew's own (often earlier) date. Positive = the claim came first (public exposure before disclosure). Negative = the claim trailed the filing, so there was no pre-disclosure leak. Counts regulatory filings only — press coverage is not a regulatory disclosure.

Filing span
0days

Time between earliest and latest filing

Not recorded for this incident

Materiality delta · SEC filing delay — no SEC 8-K in this cluster.

Regulatory clocksLeak gap✗ Leak >180dFull clock table in Litigation Timeline

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Premier Auto Credit data breach (2025) — filings in 3 jurisdictions, January 2025 · DisclosureLens