DisclosureLens
State AGConfirmed8 filings · 8 statesLifecycle stage 2 of 3: ConfirmedUnverified claimConfirmedEnforcedhigh sensitivity
Merged incident · 8 filings

EMC NATIONAL LIFE COMPANY — December 2021 breach

Clustered 8 filings across 8 jurisdictions · filing window Apr 8, 2022 Apr 21, 2022. View entity profile → Other incidents for this victim →

1 cross-filing discrepancyMerge100%

Determination

Confirmed

Members

8 filings

States

8

Affected · reported

288,288

First → last filing

Apr 8, 2022 Apr 21, 2022

Merge confidence

100%

incident inc_bbfd0c5285de4b84 · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 8 regulatory filings. The filings describe unauthorized access. Intrusion Dec 28, 2021–Dec 30, 2021, discovered Mar 9, 2022 — the first regulatory filing landed 30 days later. 288,288 individuals reported across the linked filings. Data reported: Government ID, Identity (basic), Financial account, and 3 more. Notifications rolled out on a 13-day schedule across 8 filings beginning Apr 8, 2022. Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Supplemental
Notification delay
30days

Discovered → first regulatory filing

Discovery variance
0days

Range of discovered_at dates across filings

Filing span
13days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delayno leak-site claim in this cluster; no SEC 8-K in this cluster.

Regulatory clocksMaine ME AG ≤30d · 30dMassachusetts MA credit monitoring dueOregon OR AG ≤45dFull clock table in Litigation Timeline

Sensitive data

identity_government

Incident timeline

Dec 28, 2021breach begins
Mar 9, 2022discovered
notification delay · 30 days
Apr 8, 2022first filing
Apr 21, 2022most recent filing

Dashed segments are unestablished, not zero — they fill in as filings merge into this incident.

Member cascade — every filing about this breach

  1. APR 8CA AGCA AG noticefirst filing · no count statedday 0
  2. APR 8MT AGMT AG notice659 MT residentsday 0
  3. APR 8IN AGIN AG noticestates nationwide total 288,288day 0
  4. APR 8ME AGME AG noticestates nationwide total 288,288day 0
  5. APR 8WA AGWA AG notice2,666 WA residentsday 0
  6. APR 8MA AGMA AG notice568 MA residentsday 0
  7. APR 15NH AGNH AG notice147 NH residents+7d
  8. APR 21OR AGOR AG noticemost recent · no count stated+13d
  9. Watching for additional filings — new sources merge into this incident automatically.

Roll-up facts — reconciled across members

Breach window
Dec 28, 2021Dec 30, 2021
CA AG
Discovered
Mar 9, 2022· 71d undetected
CA AG + MT AG + ME AG +3
Data types
Financial account · Health (basic) · Identity (basic) · Government ID · PCI · PHI
CA AG + MT AG + ME AG +3
Attack vector
Unauthorized Access
MT AG

Each fact cites the member filing that establishes it; when filings conflict, every value shows with its source.

Count reconciliation

per-state reported counts

Nationwide (stated in a filing)

288,288

Sum of filed state slices

9,818· 3.4% of stated

97% of the stated total lives in states whose filings carry no count — the dashed share shrinks as filings land.

US288,288
IN5,633
WA2,666
MT659
MA568
NH147
ME145

State AGs report only their own residents; teal bars show each state's reported slice. The gray US row is the nationwide total reported in a linked filing.

Evidence ladder — rungs this incident occupies

Leak-site claim

No leak-site claim on record for this incident.

Press / market report

No press coverage linked yet.

State AG / regulator filing8 members

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

No SEC filing or victim statement yet.

Merge provenance

Method
deterministic
Confidence
1.00 · above the 0.85 auto-merge floor
Reviewed
operator-reviewed Jun 12, 2026 · at least one link edge was human-adjudicated
Audit
Every link edge records its method, confidence and model + prompt versions (100% is the strongest edge).

Merges are reversible — a wrong link can be detached with its audit trail intact. How merging works.

Filing velocity

Spread

13 days

Cadence

~1 / 1.9d

vs. multi-state median

1.6× slower

About this clustering

DisclosureLens links filings into incidents through layered matchers: deterministic rules (same source document, multistate filings of one breach, tight-window same-victim pairs), a weighted-similarity scorer for cross-source candidates, and an operator review queue for everything uncertain. Each link records its own method and confidence — shown per filing in the timeline below. The system defaults to NOT merging when uncertain, because a false merge (collapsing two unrelated breaches) is more harmful than a false split (showing related filings separately); uncertain pairs route to human review instead of auto-merging. This page states only what the linked filings agree on; each filing's own account stays on its own record, linked from the timeline below.

The weekly clock on records like this one

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