DisclosureLens
HackingFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)Financial accountHigh

EMC NATIONAL LIFE COMPANY

bd_864052ad7778de46 · schema v1 · pii pii-v1

Severity

High

Discovered

Mar 9, 2022

Filed

Apr 8, 2022

To disclose

4 weeks

Affected · nationwide

288,288145 in this filing

Linked

8 filings

Confidence

50%
Full breach record for EMC NATIONAL LIFE COMPANY →4 incidents on file

EMC National Life Company, a commercial insurance entity, reported a data breach affecting 145 residents of Maine. The breach, which occurred between December 28 and December 30, 2021, was discovered on March 9, 2022. The incident was described as an external system breach or hacking, resulting in the compromise of names and financial account or card numbers. The company offered 12 months of credit monitoring services through Experian to affected individuals.

Maine clockDiscovered Mar 9, 2022 → Filed with AG Apr 8, 202230d ✓ ME AG ≤30d4 weeks discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 71 days
discovery → filing · 4 weeks / 30 days

Dec 28, 2021

Begins

Mar 9, 2022

Discovered

Apr 8, 2022

Filed

vs. sector median

4 wks faster

This filing is one of 8 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (7) · sorted by filing gap

Show 3 more filings ↓up to 13d gap

Filing propagation · 8 filings · 8 states

View merged incident ↗
Montana State AGApr 8 · first
Indiana State AGApr 8 · first
Washington State AGApr 8 · first
Massachusetts State AGApr 8 · first
California State AGApr 8 · first
Maine State AGApr 8 · first · this page
New Hampshire State AG+7d
Oregon State AG+13d

Pattern: first filing Apr 8 (MT), last Apr 21 (OR) — a 13-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.