First Rate Financial is a mortgage brokerage focused on industry leading communication, technology,...
Clustered 4 filings across 4 jurisdictions · filing window Oct 10, 2025 → May 6, 2026. View entity profile → Other incidents for this victim →
incident inc_b79f5303802b40fb · merge_method human · confidence 100%
Gap between first leak claim and first regulatory filing
Time between earliest and latest filing
Not recorded for this incident
Discovery variance · Materiality delta · SEC filing delay — no SEC 8-K in this cluster; needs two dated filings.
IN MA VT
Leak Site · State AG
Earliest sighting first · deep chronology in Litigation Timeline
First Rate Financial is a mortgage brokerage focused on industry leading communication, technology,...
Oct 21, 2025
When the intrusion reportedly occurred, per the linked filings
About this clustering
DisclosureLens links filings into incidents through layered matchers: deterministic rules (same source document, multistate filings of one breach, tight-window same-victim pairs), a weighted-similarity scorer for cross-source candidates, and an operator review queue for everything uncertain. Each link records its own method and confidence — shown per filing in the timeline below. The system defaults to NOT merging when uncertain, because a false merge (collapsing two unrelated breaches) is more harmful than a false split (showing related filings separately); uncertain pairs route to human review instead of auto-merging. Filing summaries shown in the timeline are AI-generated extracts — verify each against its linked source.
First Rate Financial notified Massachusetts residents of a data incident involving unauthorized access to personal information, including names, Social Security numbers, driver's license numbers, and financial account data. The company disconnected its network, engaged forensic specialists, reset passwords, and reported the incident to federal law enforcement. No fraud was reported.
First Rate Financial reported a data breach to the Vermont Attorney General. The breach was reported to the AGO on 2026-05-06. The reporting organization type is Financial Services. 2 Vermont residents were affected. Categories of data breached: Social Security Numbers, Government ID Numbers, Financial Account Codes, Credit or Debit Account Info.
First Rate Financial reported a data breach to the Indiana Attorney General. The breach occurred on 2025-10-21 and was reported on 2026-05-06. 3 Indiana residents were affected. 1,224 individuals affected in total.
Affected (this filing): 1,224