HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedCustomer Data InvolvedFinancial accountIdentity (basic)Government IDMediumContained

First Rate Financial

bd_4a19a89084c62698 · schema v1 · pii pii-v1

Severity

Medium

Discovered

—

Filed

May 6, 2026

To disclose

—

Affected

1state residents only

Linked

4 filings

Confidence

68%

Full breach record for First Rate Financial →

First Rate Financial notified Massachusetts residents of a data incident involving unauthorized access to personal information, including names, Social Security numbers, driver's license numbers, and financial account data. The company disconnected its network, engaged forensic specialists, reset passwords, and reported the incident to federal law enforcement. No fraud was reported.

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Leak gap clock✗ Leak >180d

⚠ no discovery dateNo discovery date was extracted, so no notification clock can be evaluated.

Incident timeline — partial

? — ?

Breach window unknown

May 6, 2026

Filed

—

Corroborated · see linked filings

Compliance clocks stay unassessable until a regulatory filing lands. Dashed segments fill in automatically when corroboration arrives.

This filing is one of 4 about the same incident.View merged incident

A leak claim by lockbit5 about this victim predates this filing by 208 days.View originating leak claim

Linked disclosures

Why this link?

Ransomware claims (1)

Leak Sitelockbit5bd_8b2bd6b0246836d92025-10-10 · +208dCandidate

Regulatory filings (2) · sorted by filing gap

Vermont State AGbd_048ca57b3a6dbba92026-05-06Verified
Indiana State AGbd_0d2e50891960c4902026-05-06Verified

Name: First Rate Financial
norm: first rate financial
Domain: firstrateak.com

Name: First Rate Financial
norm: first rate financial
Domain: firstrateak.com
Industry: Financial Servicesllm

Discovered: —
Materiality determined: —
Notification sent: —
Affected individuals: 1state-resident count only
Data types: Financial accountIdentity (basic)Government ID
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Initial access: valid_credentials

During the incident: Disconnecting our network from the internet
Partnered with forensic specialists to perform an investigation
Reset user passwords
Reported the incident to federal law enforcement
Changes made: Reviewing existing security controls, policies and procedures
Source: Quoted from the filing itself, not independently verified.

Compliance flags: Leak >180d
Discovery-date grounding: no discovery dateNo discovery date was extracted, so no notification clock can be evaluated.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 3 filings · 3 states

View merged incident ↗

Vermont State AGMay 6 · first

Indiana State AGMay 6 · first

Massachusetts State AGMay 6 · first · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.mass.gov/doc/2026-715-first-rate-financial/download
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: May 6, 2026
Raw hash: c83955015569ce76a9a92c4263b2f0b00f753bbf6e3c16910b65d1c16206ff45

Linked disclosures

Ransomware claims (1)

Regulatory filings (2) · sorted by filing gap

Reporting entityFirst Rate Financial

Victim entityFirst Rate Financial

IncidentUnauthorized Access

Stated responseDisconnecting our network from the internet

ComplianceLeak >180d

Extraction provenanceno artifact recorded

Source provenancewww.mass.gov