UNIVERSAL LENDERS, LLC — November 2024 breach

Clustered 9 filings across 9 jurisdictions · filing window Jan 1, 2025 → Nov 13, 2025. View entity profile → Other incidents for this victim →

⚠ 2 cross-filing discrepancies →Merge100%

Determination

Confirmed

Members

9 filings

States

Affected · reported

19,575

First → last filing

Jan 1, 2025 → Nov 13, 2025

Merge confidence

100%

incident inc_26995a1eef564732 · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 9 regulatory filings. The filings describe unauthorized access. Intrusion Nov 7, 2024, discovered Nov 7, 2024 — the first regulatory filing landed 55 days later (flagged late). 19,575 individuals reported across the linked filings. Data reported: Government ID, Identity (basic), and Financial account. Notifications rolled out on a 316-day schedule across 9 filings beginning Jan 1, 2025. Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Notification delay

55days

Discovered → first regulatory filing

Discovery variance

68days

Range of discovered_at dates across filings

Filing span

316days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delay — no leak-site claim in this cluster; no SEC 8-K in this cluster.

Regulatory clocksVermont✗ VT AG >45 bdayMaine✓ ME AG ≤30d · 9dMassachusetts✓ MA credit monitoring dueFull clock table in Litigation Timeline

No cross-filing comparison data available for this incident.

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