Bread Financial Payments, Inc.

Bread Financial Payments, Inc. reported a data breach to the Massachusetts Office of Consumer Affairs and Business Regulation. The breach was reported on 2023-05-23. 3,993 Massachusetts residents were affected. The report records the breach type as both.

An unauthorized third party gained access to customer accounts for individuals who had not yet set up online profiles. Using stolen credentials from an unknown source, the actor accessed these accounts and redeemed credit card reward points for cash. The compromised information included credit card numbers, the last four digits of Social Security numbers, and zip codes.

Comenity Capital Bank notified Montana residents that their AAA Brand Credit Card accounts were compromised. Unauthorized actors used account numbers, ZIP codes, and the last four digits of SSNs to access the online Account Center portal and redeem Cash Back rewards. The bank blocked access, issued new cards, and offered 12 months of credit monitoring.

Bread Financial Payments, Inc. reported a cybersecurity incident on March 31, 2023, involving unauthorized access to customer Account Center portals. Attackers used compromised card numbers, ZIP codes, and the last four digits of SSNs to redeem Cash Back rewards. The company blocked access, replaced cards, and restored rewards. Affected individuals were offered 12 months of credit monitoring via Experian.

Bread Financial Payments, Inc. reported a data breach to the Massachusetts Office of Consumer Affairs and Business Regulation. The breach was reported on 2022-01-05. 6 Massachusetts residents were affected. The report records the breach type as electronic.