HackingFinanceGovernment IDFinancial accountMediumContained

Bread Financial Payments, Inc.

bd_a02d2cbeec1fb4f0 · schema v1 · pii pii-v1

Severity

Medium

Discovered

—

Filed

May 22, 2023

To disclose

—

Affected

Not disclosed

Linked

4 filings

Confidence

67%

Full breach record for Bread Financial Payments, Inc. →2 incidents on file

Bread Financial Payments, Inc. reported a cybersecurity incident on March 31, 2023, involving unauthorized access to customer Account Center portals. Attackers used compromised card numbers, ZIP codes, and the last four digits of SSNs to redeem Cash Back rewards. The company blocked access, replaced cards, and restored rewards. Affected individuals were offered 12 months of credit monitoring via Experian.

J jump to incidentP pin to compareR raw source

Incident timeline

Mar 31, 2023

Begins

May 22, 2023

Filed

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Maine State AGbd_3c359a961b62efe02023-05-22Candidate
Montana State AGbd_6864ff4c1631a3832023-05-22Verified
Massachusetts State AGbd_216cbd80719d97b52023-05-23 · +1dVerified

Name: Bread Financial Payments, Inc.
norm: bread financial payments

Name: Bread Financial Payments, Inc.
norm: bread financial payments

Discovered: —
Breach occurred: Mar 31, 2023
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: Government IDFinancial account
Data elements: Social Security number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: ExternalFinancial
Initial access: valid_credentials

During the incident: Blocked online access to Account Center
Closed or will close your [Brand Credit Card] card, and sent or will send you a replacement
Offered 12 months of complimentary credit monitoring and identity protection services through Experian IdentityWorks
Changes made: Implemented enhanced fraud monitoring
Source: Quoted from the filing itself, not independently verified.

Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Maine State AGMay 22 · first

Montana State AGMay 22 · first

California State AGMay 22 · first · this page

Massachusetts State AG+1d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-567072
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: May 22, 2023
Raw hash: 845344e5809a1d75f5ba9d6cc3f822d7c878eae88a06a1eff7deada2f66568b8

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityBread Financial Payments, Inc.

Victim entityBread Financial Payments, Inc.

IncidentUnauthorized Access

Stated responseBlocked online access to Account Center

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov