DisclosureLens
HackingFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)Government IDHigh

Payday America, Inc.

bd_d44d7eb2b0f0e746 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 3, 2021

Filed

Nov 19, 2021

To disclose

7 weeks

Affected · nationwide

85,7462 in this filing

Linked

4 filings

Confidence

50%
Full breach record for Payday America, Inc. →

Payday America, Inc. reported an external system breach (hacking) that occurred on September 28, 2021. The breach was discovered on October 3, 2021. The personal information compromised included names and Social Security numbers. Two Maine residents were affected.

Maine clockDiscovered Oct 3, 2021 → Filed with AG Nov 19, 202147d ⏱ ME AG >30d7 weeks discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 5 days
discovery → filing · 7 weeks / 47 days

Sep 28, 2021

Begins

Oct 3, 2021

Discovered

Nov 19, 2021

Filed

vs. sector median

3 wks faster

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Filing propagation · 4 filings · 4 states

View merged incident ↗
Maine State AGNov 19 · first · this page
Indiana State AG+3d
Massachusetts State AG+4d
South Carolina State AG+25d

Pattern: first filing Nov 19 (ME), last Dec 14 (SC) — a 25-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.