MalwareFinancial ServicesFinanceRansomwareStolen CredentialsData ExfiltratedRansom DemandedTargetedIdentity (basic)Government IDMediumContained

Payday America, Inc.

bd_4145c519325c6c74 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Sep 28, 2021

Filed

Dec 14, 2021

To disclose

11 weeks

Affected

5state residents only

Linked

4 filings

Confidence

65%

Full breach record for Payday America, Inc. →

Payday America, Inc. disclosed a ransomware attack on September 28, 2021, where a cybercriminal gained access to systems, encrypted data, and exfiltrated PII including SSNs and driver's license numbers. The company restored data from backups, engaged forensic experts, notified law enforcement, and opened a call center. The investigation was ongoing at the time of the notice.

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Incident timeline

discovery → filing · 11 weeks / 77 days

Sep 28, 2021

Begins

Sep 28, 2021

Discovered

Dec 14, 2021

Filed

vs. sector median

+2 wks slower

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Massachusetts State AGbd_fd7f3d37459ed0052021-11-23 · +21dVerified
Indiana State AGbd_0292727de107ea892021-11-22 · +22dVerified
Maine State AGbd_d44d7eb2b0f0e7462021-11-19 · +25dCandidate

Name: Payday America, Inc.
norm: payday america

Name: Payday America, Inc.
norm: payday america
Industry: Financial Servicesllm

Discovered: Sep 28, 2021
Breach occurred: Sep 28, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: 5state-resident count only
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Ransomware
MITRE ATT&CK: T1486 Data Encrypted for ImpactT1078 Valid AccountsT1595 Active Scanning
Threat actor: ExternalFinancial
Regulator citations: Informed law enforcement
Initial access: valid_credentials

During the incident: Restored data from separate backup servers
Working with cybersecurity experts to remove any remnants of this incident from our systems and improve our security
Informed law enforcement
Opened a call center to answer any questions and provide additional information
Changes made: Improving security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(77 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Maine State AGNov 19 · first

Indiana State AG+3d

Massachusetts State AG+4d

South Carolina State AG+25d · this page

Pattern: first filing Nov 19 (ME), last Dec 14 (SC) — a 25-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://consumer.sc.gov/sites/consumer/files/Documents/Business%20Resources%20Laws/Related%20Laws/Breaches/2021/PaydayAmerica.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 14, 2021
Raw hash: f4fdd43c7105fd28b2960fef369df5504c81df87b3a5115c41e274c75dd260d7

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityPayday America, Inc.

Victim entityPayday America, Inc.

Incidentdiscovered Sep 28, 2021

Stated responseRestored data from separate backup servers

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceconsumer.sc.gov