Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsData ExfiltratedCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDFinancial accountAuthenticationMediumContained

HOME POINT FINANCIAL CORPORATION

bd_d3b891a174f9b160 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Mar 30, 2017

Filed

Jun 20, 2017

To disclose

12 weeks

Affected

280state residents only

Linked

9 filings

Confidence

66%

Full breach record for HOME POINT FINANCIAL CORPORATION →

Home Point Financial Corporation notified the NH Attorney General of a phishing incident affecting NH residents. Starting Nov 2016, employees fell for phishing emails, granting attackers access to email accounts containing loan application data (SSN, DOB, driver's license, financial account numbers). 280 NH residents were identified. Home Point secured accounts, engaged forensic investigators (CRA), notified the FBI, Fannie Mae, and Freddie Mac. Notifications to individuals began June 27, 2017, offering one year of credit monitoring.

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Incident timeline

undetected · 149 days

discovery → filing · 12 weeks / 82 days

Nov 1, 2016

Begins

Mar 30, 2017

Discovered

Jun 20, 2017

Filed

vs. sector median

+3 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Oregon State AGbd_25f80029e5238e192017-06-20Candidate
California State AGbd_36293cb4a2285bd02017-06-20Verified
Massachusetts State AGbd_71eaac81f9f45a252017-06-20Verified
Washington State AGbd_83b8413e7953b78b2017-06-20Verified

Show 4 more filings ↓up to 84d gap

Montana State AGbd_fc47d6441321a9812017-06-20Verified by operator
California State AGbd_5ddf6b5b051f2fd02017-09-08 · +80dVerified
New Hampshire State AGbd_d636866fb0078a1d2017-09-08 · +80dVerified
South Carolina State AGbd_2449b331ed11ac642017-09-12 · +84dVerified

Name: HOME POINT FINANCIAL CORPORATION
norm: home point financial

Name: HOME POINT FINANCIAL CORPORATION
norm: home point financial
Industry: Financial Servicesllm

Discovered: Mar 30, 2017
Breach occurred: Nov 1, 2016
Undetected for: 149 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jun 27, 2017
Affected individuals: 280state-resident count only
Data types: Identity (basic)Government IDFinancial accountAuthentication
Data elements: Social Security numberDate of birth
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notified the FBI and will cooperate in any ensuing investigation
Initial access: phishing_link

During the incident: Secured the email accounts and reset passwords
Retained Charles River and Associates ("CRA") to conduct a forensic investigation
Notified Fannie Mae and Freddie Mac of the incident
Notified the FBI and will cooperate in any ensuing investigation
Changes made: Implemented enhanced security measures
Provided employees with awareness and training on how to recognize phishing emails
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 12 weeks(82 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 7 states

View merged incident ↗

Oregon State AGJun 20 · first

California State AGJun 20 · first

Massachusetts State AGJun 20 · first

Washington State AGJun 20 · first

Montana State AGJun 20 · first

New Hampshire State AGJun 20 · first · this page

California State AG+80d

New Hampshire State AG+80d

South Carolina State AG+84d

Pattern: first filing Jun 20 (OR), last Sep 12 (SC) — a 84-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/home-point-20170620.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jun 20, 2017
Raw hash: a69623e962931870bd1ccd60b2d426202840f19ad28441a8588ab275c45bb316

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityHOME POINT FINANCIAL CORPORATION

Victim entityHOME POINT FINANCIAL CORPORATION

Incidentdiscovered Mar 30, 2017

Stated responseSecured the email accounts and reset passwords

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov