Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsMulti-Stage ChainData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDFinancial accountFinancial credentialsAuthenticationMediumContained

HOME POINT FINANCIAL CORPORATION

bd_83b8413e7953b78b · schema v1 · pii pii-v1

Severity

Medium

Discovered

Mar 30, 2017

Filed

Jun 20, 2017

To disclose

12 weeks

Affected

815state residents only

Linked

9 filings

Confidence

69%

Full breach record for HOME POINT FINANCIAL CORPORATION →

Home Point Financial Corporation notified the Washington AG of a phishing incident where employee credentials were compromised starting Nov 2016. The breach exposed customer PII including SSNs, DOBs, driver's licenses, and financial data for 815 WA residents. Home Point secured accounts, engaged forensic investigators, and offered 1 year of credit monitoring.

J jump to incidentP pin to compareR raw source

Incident timeline

undetected · 149 days

discovery → filing · 12 weeks / 82 days

Nov 1, 2016

Begins

Mar 30, 2017

Discovered

Jun 20, 2017

Filed

vs. sector median

+3 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Oregon State AGbd_25f80029e5238e192017-06-20Candidate
California State AGbd_36293cb4a2285bd02017-06-20Verified
Massachusetts State AGbd_71eaac81f9f45a252017-06-20Verified
New Hampshire State AGbd_d3b891a174f9b1602017-06-20Verified

Show 4 more filings ↓up to 84d gap

Montana State AGbd_fc47d6441321a9812017-06-20Verified by operator
California State AGbd_5ddf6b5b051f2fd02017-09-08 · +80dVerified
New Hampshire State AGbd_d636866fb0078a1d2017-09-08 · +80dVerified
South Carolina State AGbd_2449b331ed11ac642017-09-12 · +84dVerified

Name: BakerHostetler
norm: bakerhostetler

Name: HOME POINT FINANCIAL CORPORATION
norm: home point financial
Industry: Financial Servicesllm

Discovered: Mar 30, 2017
Breach occurred: Nov 1, 2016 – Mar 30, 2017
Undetected for: 149 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jun 27, 2017
Affected individuals: 815state-resident count only
Data types: Identity (basic)Government IDFinancial accountFinancial credentialsAuthentication
Data elements: NameSocial Security numberDriver's licence numberFinancial account numberDate of birth
WA-stated cause: Cyberattack
WA-stated duration: lifecycle 100-199dexposure 100-199d
WA-stated discovery: Found after the fact
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: ExternalFinancial
Regulator citations: Notified the FBI and will cooperate in any ensuing investigation
Initial access: phishing_link

During the incident: Secured the email accounts and reset passwords
Retained Charles River and Associates ("CRA") to conduct a forensic investigation
Notified Fannie Mae and Freddie Mac of the incident
Notified the FBI and will cooperate in any ensuing investigation
Changes made: Offering eligible affected individuals one year of credit monitoring and identity theft resolution services through Experian
Providing a call center for potentially affected individuals to call with any questions
Implemented enhanced security measures
Will continue to work to provide employees with awareness and training on how to recognize phishing emails
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 12 weeks(82 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 7 states

View merged incident ↗

Oregon State AGJun 20 · first

California State AGJun 20 · first

Massachusetts State AGJun 20 · first

New Hampshire State AGJun 20 · first

Montana State AGJun 20 · first

Washington State AGJun 20 · first · this page

California State AG+80d

New Hampshire State AG+80d

South Carolina State AG+84d

Pattern: first filing Jun 20 (OR), last Sep 12 (SC) — a 84-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachM9714.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jun 20, 2017
Raw hash: 20477f65d70c6c37fcd2ca79fc193f889cf0977390772eaa9874c0a94823cde0

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityBakerHostetler

Victim entityHOME POINT FINANCIAL CORPORATION

Incidentdiscovered Mar 30, 2017

Stated responseSecured the email accounts and reset passwords

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceagportal-s3bucket.s3.amazonaws.com