Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDHighContained

INSURANCE OFFICE OF AMERICA, INC.

bd_d25c427318091937 · schema v1 · pii pii-v1

Severity

High

Discovered

Jan 11, 2026

Filed

Jan 16, 2026

To disclose

5 days

Affected · nationwide

12,91315 in this filing

Linked

4 filings

Confidence

66%

Full breach record for INSURANCE OFFICE OF AMERICA, INC. →3 incidents on file

Insurance Office of America (IOA) disclosed a phishing-based security incident occurring June 25-30, 2025, discovered Jan 11, 2026. Unauthorized access led to the potential acquisition of personal information (names, government IDs) for 12,913 individuals, including 15 Maine residents. IOA engaged external experts, contained the breach, and provided 24 months of credit monitoring via Epiq to affected individuals.

J jump to incidentP pin to compareR raw source

Leak gap clock⏱ Leak >90d5 days discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 200 days

discovery → filing · 5 days

Jun 25, 2025

Begins

Jan 11, 2026

Discovered

Jan 16, 2026

Filed

vs. sector median

8 wks faster

This filing is one of 4 about the same incident.View merged incident

A leak claim by daixin about this victim predates this filing by 126 days.View originating leak claim

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Nebraska State AGbd_48967240a596ac7f2026-01-16Verified
California State AGbd_4c989eca675e12072026-01-16Verified
Texas State AGbd_23b7cd8d3b9c09b12026-01-21 · +5dVerified

Name: FOLEY & LARDNER LLP
norm: foley lardner
Domain: foley.com

Name: INSURANCE OFFICE OF AMERICA, INC.
norm: insurance office of america
Domain: ioausa.com
Industry: Financial Servicesllm

Discovered: Jan 11, 2026
Breach occurred: Jun 25, 2025 – Jun 30, 2025
Undetected for: 200 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 16, 2026
Affected individuals: 12,913state + nationwide
Data types: Identity (basic)Government ID
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Filed Data Breach Notice with Maine Attorney General
Initial access: phishing_link

During the incident: Initiated a comprehensive investigation with the assistance of external cybersecurity experts
Conducted a thorough review of the affected files
Worked diligently with a dedicated review team, including internal and external experts, to conduct a detailed analysis of the affected files
Took immediate steps to contain the event and confirm the security of our network environment
Sent written notification to affected individuals
Offered 24 months of complimentary credit monitoring through Epiq
Changes made: Arranged for complimentary credit monitoring services for 24 months through Epiq
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 5 days(5 days from discovery to filing)
Compliance flags: Leak >90dME AG ≤30d · 5d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Jan 11, 2026
→ Filed with AG: Jan 16, 2026
5d 30 days ME AG ≤30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Jan 11, 2026 → Filed with AG: Jan 16, 2026	5d	30 days	ME AG ≤30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Nebraska State AGJan 16 · first

California State AGJan 16 · first

Maine State AGJan 16 · first · this page

Texas State AG+5d

Pattern: first filing Jan 16 (NE), last Jan 21 (TX) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/102f9510-eae4-457b-aea9-679fb73b3432.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 16, 2026
Raw hash: bb76eda0312efd51dacc7a38e177089c107b4a5ebbf27cd948f3d3559f8a4707

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityFOLEY & LARDNER LLP

Victim entityINSURANCE OFFICE OF AMERICA, INC.

Incidentdiscovered Jan 11, 2026

Stated responseInitiated a comprehensive investigation with the assistance of external cybersecurity experts

ComplianceLeak >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov