Social EngineeringFinancial ServicesFinancePhishingCustomer Data InvolvedPIIPHIIdentity (basic)LowContained

INSURANCE OFFICE OF AMERICA, INC.

bd_4c989eca675e1207 · schema v1 · pii pii-v1

Severity

Low

Discovered

Jun 30, 2025

Filed

Jan 16, 2026

To disclose

29 weeks

Affected

Not disclosed

Linked

4 filings

Confidence

65%

Full breach record for INSURANCE OFFICE OF AMERICA, INC. →3 incidents on file

Insurance Office of America (IOA) disclosed a data breach discovered on June 30, 2025, resulting from a phishing email attack. Unauthorized access occurred between June 25 and June 30, 2025. Affected data includes personally identifiable information (name) and potentially protected health information. IOA engaged external cybersecurity experts, contained the incident, and is offering 24 months of credit monitoring via Epiq.

J jump to incidentP pin to compareR raw source

Leak gap clock⏱ Leak >90d29 weeks discovery → filing

Incident timeline

undetected · 5 days

discovery → filing · 29 weeks / 200 days

Jun 25, 2025

Begins

Jun 30, 2025

Discovered

Jan 16, 2026

Filed

vs. sector median

+20 wks slower

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Nebraska State AGbd_48967240a596ac7f2026-01-16Verified
Maine State AGbd_d25c4273180919372026-01-16Candidate
Texas State AGbd_23b7cd8d3b9c09b12026-01-21 · +5dVerified

Name: INSURANCE OFFICE OF AMERICA, INC.
norm: insurance office of america
Domain: ioausa.com

Name: INSURANCE OFFICE OF AMERICA, INC.
norm: insurance office of america
Domain: ioausa.com
Industry: Financial Servicesllm

Discovered: Jun 30, 2025
Breach occurred: Jun 25, 2025 – Jun 30, 2025
Undetected for: 5 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: Not disclosed
Data types: PIIPHIIdentity (basic)
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing Link
Threat actor: External
Initial access: phishing_link

During the incident: Initiated a comprehensive investigation with the assistance of external cybersecurity experts
Took immediate steps to contain the event and confirm the security of our network environment
Conducted a thorough review of the affected files to identify whether they contained personal information
Provided notification to certain IOA Customers and obtained their approval before notifying individuals
Arranged for complimentary credit monitoring services for 24 months through Epiq
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 29 weeks(200 days from discovery to filing)
Compliance flags: Leak >90d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Nebraska State AGJan 16 · first

Maine State AGJan 16 · first

California State AGJan 16 · first · this page

Texas State AG+5d

Pattern: first filing Jan 16 (NE), last Jan 21 (TX) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-617219
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 16, 2026
Raw hash: 06188174432e27e29da588415cea48b92ef890ba5b5e629368355fa89fda6232

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityINSURANCE OFFICE OF AMERICA, INC.

Victim entityINSURANCE OFFICE OF AMERICA, INC.

Incidentdiscovered Jun 30, 2025

Stated responseInitiated a comprehensive investigation with the assistance of external cybersecurity experts

ComplianceLeak >90d

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov