AccidentalFinancial ServicesFinanceMisdeliveryCustomer Data InvolvedFinancial accountLowResolved

Ardent Federal Credit Union

bd_cafd2f120e4ad087 · schema v1 · pii pii-v1

Severity

Low

Discovered

—

Filed

Nov 13, 2025

To disclose

—

Affected

1state residents only

Confidence

68%

Full breach record for Ardent Federal Credit Union →2 incidents on file

Ardent Credit Union notified one Maryland resident that their account number was exposed due to an incorrect scanning of the MCIR line on a paper check, causing the check to clear from the wrong account. The credit union contacted the resident, provided credit reporting agency and FTC/OAG contact info, and offered an account number change.

J jump to incidentP pin to compareR raw source

Incident timeline — partial

? — ?

Breach window unknown

Nov 13, 2025

Filed

—

No filing yet · watching

Compliance clocks stay unassessable until a regulatory filing lands. Dashed segments fill in automatically when corroboration arrives.

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed1 affectedView incident

Name: Ardent Federal Credit Union
norm: ardent federal credit union
Domain: ardentcu.org

Name: Ardent Federal Credit Union
norm: ardent federal credit union
Domain: ardentcu.org
Industry: Financial Servicesllm

Discovered: —
Materiality determined: —
Notification sent: —
Affected individuals: 1state-resident count only
Data types: Financial account
Attack vector: Misconfiguration
Regulator citations: Notified Maryland Office of the Attorney General

During the incident: Contacting the Maryland resident with the above information
Providing toll-free numbers and addresses for each of the three credit reporting agencies: Equifax, Experian, and TransUnion
Providing the toll-free numbers, addresses, and websites for the Federal Trade Commission (FTC) and the Maryland Office of the Attorney General (OAG)
Offering the opportunity to change their account number with Ardent Credit Union
Changes made: Scanning the MCIR line of a paper check correctly
Source: Quoted from the filing itself, not independently verified.

Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.maryland.gov/resources-info/SBN%20Documents/2025/ITU-376258.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 13, 2025
Raw hash: 27b071af16625eb5e51ba6d451a56d7bdda7171bbf442e36afa25a9170587e3f

Reporting entityArdent Federal Credit Union

Victim entityArdent Federal Credit Union

IncidentMisconfiguration

Stated responseContacting the Maryland resident with the above information

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.maryland.gov