HackingFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)HighContained

American Lending Center

bd_c6301287185b0f48 · schema v1 · pii pii-v1

Severity

High

Discovered

Jul 27, 2025

Filed

May 11, 2026

To disclose

41 weeks

Affected · nationwide

123,158120 in this filing

Linked

11 filings

Confidence

66%

Full breach record for American Lending Center →

American Lending Center, a financial services provider based in Irvine, CA, reported an external system breach (hacking) occurring between July 24 and July 30, 2025. The incident was discovered on July 27, 2025, affecting approximately 123,158 individuals, including 120 Maine residents. The breach involved the acquisition of names and personal identifiers. The company notified consumers via written notice on April 28, 2026, and offered 12 months of credit monitoring and identity theft protection services through IDX.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Jul 27, 2025 → Filed with AG May 11, 2026288d ✗ ME AG >90d41 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 3 days

discovery → filing · 41 weeks / 288 days

Jul 24, 2025

Begins

Jul 27, 2025

Discovered

May 11, 2026

Filed

vs. sector median

+33 wks slower

This filing is one of 11 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

California State AGbd_54ca171a5789d9232026-05-11Candidate
Massachusetts State AGbd_75a2374f57e24f472026-05-11Candidate
Oregon State AGbd_96e44b637b54405d2026-05-12 · +1dVerified
Washington State AGbd_23a9d8e5a3ab89a62026-05-13 · +2dVerified

Show 6 more filings ↓up to 16d gap

Vermont State AGbd_a80a8fae0ef5d7c12026-05-13 · +2dVerified
Texas State AGbd_9456432eb83081a02026-05-14 · +3dVerified
South Carolina State AGbd_a8b55fb8bcb48ceb2026-05-18 · +7dVerified
Nebraska State AGbd_1b2c9a508c93d9672026-04-28 · +13dVerified
Indiana State AGbd_ca20d2c91eef834c2026-04-28 · +13dVerified
New Hampshire State AGbd_b1273325359af03e2026-05-27 · +16dVerified

Name: American Lending Center
norm: american lending center
Domain: americanlendingcenter.com

Name: American Lending Center
norm: american lending center
Domain: americanlendingcenter.com
Industry: Financial Servicesllm

Discovered: Jul 27, 2025
Breach occurred: Jul 24, 2025 – Jul 30, 2025
Undetected for: 3 daysoccurrence → discovery
Materiality determined: —
Notification sent: Apr 28, 2026
Affected individuals: 123,158state + nationwide
Data types: Identity (basic)
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing Application
Threat actor: External
Regulator citations: Filed data breach notice with the Maine Attorney General
Initial access: exploit_public_facing

During the incident: Sent written notification to affected consumers
Offered 12 months of credit and CyberScan monitoring through IDX (a ZeroFox Company)
Provided a $1,000,000 insurance reimbursement policy
Provided fully managed ID theft recovery services
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 41 weeks(288 days from discovery to filing)
Compliance flags: ME AG >90d · 288dME resident >180d · 275d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Jul 27, 2025
→ Filed with AG: May 11, 2026
288d 90 days ME AG >90d
Maine
Discovered: Jul 27, 2025
→ Notified: Apr 28, 2026
275d 180 days ME resident >180d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Jul 27, 2025 → Filed with AG: May 11, 2026	288d	90 days	ME AG >90d
Maine	Discovered: Jul 27, 2025 → Notified: Apr 28, 2026	275d	180 days	ME resident >180d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 11 states

View merged incident ↗

Nebraska State AGApr 28 · first

Indiana State AGApr 28 · first

California State AG+13d

Massachusetts State AG+13d

Maine State AG+13d · this page

Oregon State AG+14d

Washington State AG+15d

Vermont State AG+15d

Texas State AG+16d

South Carolina State AG+20d

New Hampshire State AG+29d

Pattern: first filing Apr 28 (NE), last May 27 (NH) — a 29-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/7931fb22-1cd3-4253-a418-931c4cd9b68d.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: May 11, 2026
Raw hash: 2c7296fc94d64e88b295155d3d46f47834f99d1d1107044acd959718219c63ed

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityAmerican Lending Center

Victim entityAmerican Lending Center

Incidentdiscovered Jul 27, 2025

Stated responseSent written notification to affected consumers

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov