Social EngineeringFinancial ServicesFinancePhishingBECMulti-Stage ChainCustomer Data InvolvedEmployee Data InvolvedRansom DemandedGovernment IDIdentity (basic)Financial accountMediumContained

Charles Pratt & Co. LLC

bd_bafb11362f0a3aa3 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jul 8, 2025

Filed

Dec 11, 2025

To disclose

22 weeks

Affected · nationwide

654 in this filing

Linked

4 filings

Confidence

66%

Full breach record for Charles Pratt & Co. LLC →

Charles Pratt & Co. LLC reported a phishing incident where an employee clicked a malicious link, allowing an intruder to access email and initiate a fraudulent wire transfer. The intruder later accessed a file containing SSNs, DOBs, addresses, and bank account numbers. 65 individuals affected. FBI notified; forensic firm Cypfer engaged.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Jul 8, 2025 → Filed with AG Dec 11, 2025156d ✗ ME AG >90d22 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 15 days

discovery → filing · 22 weeks / 156 days

Jun 23, 2025

Begins

Jul 8, 2025

Discovered

Dec 11, 2025

Filed

vs. sector median

+13 wks slower

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Massachusetts State AGbd_a781fcd1b89706942025-12-11Verified
Vermont State AGbd_5d884f8abd19d4232025-12-09 · +2dCandidate
New Hampshire State AGbd_fabaa76a4e4759142025-12-15 · +4dVerified

Name: Charles Pratt & Co. LLC
norm: charles pratt
Domain: charlespratt.com
Industry: Financial Services

Name: Charles Pratt & Co. LLC
norm: charles pratt
Domain: charlespratt.com
Industry: Financial Services
Industry: Financial Servicesllm

Discovered: Jul 8, 2025
Breach occurred: Jun 23, 2025
Undetected for: 15 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 9, 2025
Affected individuals: 65state + nationwide
Data types: Government IDIdentity (basic)Financial account
Data elements: Social Security numberDate of birth
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email CollectionT1119 Automated Collection
Threat actor: ExternalFinancial
Regulator citations: Notified the Federal Bureau of Investigation
Initial access: phishing_link

During the incident: Notified the Federal Bureau of Investigation
Locked out the intruder
Hired Cypfer to investigate and remediate cyber-attacks
Offering 2 years of complimentary identity theft protection services through Aura
Changes made: Implemented recommended enhancements to routine security protocols
Will continue to work with Cypfer on a semi-annual basis
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 22 weeks(156 days from discovery to filing)
Compliance flags: ME AG >90d · 156dME resident >60d · 154d
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Jul 8, 2025
→ Filed with AG: Dec 11, 2025
156d 90 days ME AG >90d
Maine
Discovered: Jul 8, 2025
→ Notified: Dec 9, 2025
154d 60 days (analyst band; statutory cap is 30 days) ME resident >60d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Jul 8, 2025 → Filed with AG: Dec 11, 2025	156d	90 days	ME AG >90d
Maine	Discovered: Jul 8, 2025 → Notified: Dec 9, 2025	154d	60 days (analyst band; statutory cap is 30 days)	ME resident >60d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Vermont State AGDec 9 · first

Massachusetts State AG+2d

Maine State AG+2d · this page

New Hampshire State AG+6d

Pattern: first filing Dec 9 (VT), last Dec 15 (NH) — a 6-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/945d8ce7-27ae-40bf-873c-5bb1622745ca.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 11, 2025
Raw hash: e8dc408853e0272c7d35cc03fc0690ee84cd14c833a8ed56d64c08814000f659

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityCharles Pratt & Co. LLC

Victim entityCharles Pratt & Co. LLC

Incidentdiscovered Jul 8, 2025

Stated responseNotified the Federal Bureau of Investigation

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov