Social EngineeringFinancial ServicesFinancePhishingBECData ExfiltratedCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDFinancial accountMediumContained

Charles Pratt & Co. LLC

bd_5d884f8abd19d423 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jul 8, 2025

Filed

Dec 9, 2025

To disclose

22 weeks

Affected

Not disclosed

Linked

4 filings

Confidence

66%

Full breach record for Charles Pratt & Co. LLC →

Charles Pratt & Company, LLC notified Vermont AG of a phishing incident where an employee clicked a malicious link, allowing an intruder access to email and a file containing client PII (SSNs, DOBs, addresses, bank account numbers). The intruder also initiated a fraudulent wire transfer which was reversed. The company engaged forensic firm Cypfer, implemented security enhancements, and offered 2 years of identity protection.

J jump to incidentP pin to compareR raw source

Vermont clock✗ VT AG >45 bday22 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 15 days

discovery → filing · 22 weeks / 154 days

Jun 23, 2025

Begins

Jul 8, 2025

Discovered

Dec 9, 2025

Filed

vs. sector median

+14 wks slower

This filing is one of 4 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Massachusetts State AGbd_a781fcd1b89706942025-12-11 · +2dVerified
Maine State AGbd_bafb11362f0a3aa32025-12-11 · +2dVerified
New Hampshire State AGbd_fabaa76a4e4759142025-12-15 · +6dVerified

Name: Charles Pratt & Co. LLC
norm: charles pratt
Domain: charlespratt.com

Name: Charles Pratt & Co. LLC
norm: charles pratt
Domain: charlespratt.com
Industry: Financial Servicesllm

Discovered: Jul 8, 2025
Breach occurred: Jun 23, 2025 – Jul 8, 2025
Undetected for: 15 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 9, 2025
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security numberDate of birth
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: ExternalFinancial
Regulator citations: Notified the Federal Bureau of Investigation
Initial access: phishing_link

During the incident: Notified the Federal Bureau of Investigation
Notified our service provider to immediately secure our technology infrastructure
Locked out the intruder
Hired Cypfer, a firm that investigates and remediates cyber-attacks
Changes made: Recommended enhancements to our routine security protocols have been implemented
Offering 2 years of complimentary identity theft protection services through Aura
Continue to work with Cypfer on a semi-annual basis
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 22 weeks(154 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Vermont State AGDec 9 · first · this page

Massachusetts State AG+2d

Maine State AG+2d

New Hampshire State AG+6d

Pattern: first filing Dec 9 (VT), last Dec 15 (NH) — a 6-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2025-12-09-charles-pratt-co-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 9, 2025
Raw hash: 24345b4e5c026dee361ce63ab2c9aee2e204addb3a43add8492d989434511f88

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityCharles Pratt & Co. LLC

Victim entityCharles Pratt & Co. LLC

Incidentdiscovered Jul 8, 2025

Stated responseNotified the Federal Bureau of Investigation

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov