HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedIdentity (basic)LowContained

Builders Insurance (A Mutual Captive Company)

bd_aa63b02d952af452 · schema v1 · pii pii-v1

Severity

Low

Discovered

Dec 14, 2022

Filed

Sep 29, 2023

To disclose

41 weeks

Affected

Not disclosed

Linked

9 filings

Confidence

66%

Full breach record for Builders Insurance (A Mutual Captive Company) →

Builders Mutual Insurance Company, Inc. notified consumers of unauthorized access to its network beginning December 14, 2022, with files copied on December 15, 2022. The company discovered suspicious activity on December 14, 2022. Affected data includes names and other personal information. The company engaged third-party specialists, notified law enforcement, and is offering credit monitoring services.

J jump to incidentP pin to compareR raw source

Vermont clock✗ VT AG >45 bday41 weeks discovery → filing

Incident timeline

discovery → filing · 41 weeks / 289 days

Dec 14, 2022

Begins

Dec 14, 2022

Discovered

Sep 29, 2023

Filed

vs. sector median

+32 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Maine State AGbd_00e6bd7a5cc86b962023-09-29Candidate
Massachusetts State AGbd_138f9684708cce5d2023-09-29Verified
Indiana State AGbd_363113389f0aaacc2023-09-29Verified
New Hampshire State AGbd_7d6454372ca3b6442023-09-29Verified

Show 4 more filings ↓up to 90d gap

Montana State AGbd_ab2cf2fa582e4a202023-09-29Verified by operator
South Carolina State AGbd_280db72dd5ce28472023-10-02 · +3dVerified
New Hampshire State AGbd_3054d507945b13612023-10-19 · +20dVerified
Maine State AGbd_3e5b41cd274c8bdf2023-12-28 · +90dVerified

Name: Builders Insurance (A Mutual Captive Company)
norm: builders insurance a mutual captive

Name: Builders Insurance (A Mutual Captive Company)
norm: builders insurance a mutual captive
Industry: Financial Servicesllm

Discovered: Dec 14, 2022
Breach occurred: Dec 14, 2022 – Dec 15, 2022
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Sep 29, 2023
Affected individuals: Not disclosed
Data types: Identity (basic)
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1041 Exfiltration Over C2 Channel
Threat actor: External
Regulator citations: Reported this incident to law enforcement

During the incident: Launched an investigation with the assistance of third-party specialists
Reported this incident to law enforcement
Implemented additional safeguards
Reviewed policies and procedures relating to data privacy and security
Offering complimentary access to credit monitoring and identity theft restoration services through Experian
Changes made: Implemented additional safeguards
Reviewed policies and procedures relating to data privacy and security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 41 weeks(289 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 7 states

View merged incident ↗

Maine State AGSep 29 · first

Massachusetts State AGSep 29 · first

Indiana State AGSep 29 · first

New Hampshire State AGSep 29 · first

Montana State AGSep 29 · first

Vermont State AGSep 29 · first · this page

South Carolina State AG+3d

New Hampshire State AG+20d

Maine State AG+90d

Pattern: first filing Sep 29 (ME), last Dec 28 (ME) — a 90-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2023-09-29-builders-mutual-insurance-company-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Sep 29, 2023
Raw hash: 53543752413b0b5bce305f090a4b31ba9ab16e5f92b97ba9593f9c67538bd987

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityBuilders Insurance (A Mutual Captive Company)

Victim entityBuilders Insurance (A Mutual Captive Company)

Incidentdiscovered Dec 14, 2022

Stated responseLaunched an investigation with the assistance of third-party specialists

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov