HackingFinancial ServicesFinanceCustomer Data InvolvedGovernment IDHighResolved

Builders Insurance (A Mutual Captive Company)

bd_3e5b41cd274c8bdf · schema v1 · pii pii-v1

Severity

High

Discovered

Sep 18, 2023

Filed

Dec 28, 2023

To disclose

14 weeks

Affected · nationwide

64,76137 in this filing

Linked

9 filings

Confidence

50%

Full breach record for Builders Insurance (A Mutual Captive Company) →

Builders Mutual Insurance Company Inc. experienced an external system breach (hacking) on December 14, 2022, which was discovered on September 18, 2023. The breach affected 37 Maine residents, compromising their names and driver's license or non-driver identification card numbers. The company provided written notification to the affected individuals on September 29, 2023, and December 28, 2023, and offered 12 months of credit monitoring services through Experian.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Sep 18, 2023 → Filed with AG Dec 28, 2023101d ✗ ME AG >90d14 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 278 days

discovery → filing · 14 weeks / 101 days

Dec 14, 2022

Begins

Sep 18, 2023

Discovered

Dec 28, 2023

Filed

vs. sector median

+5 wks slower

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

New Hampshire State AGbd_3054d507945b13612023-10-19 · +70dVerified
South Carolina State AGbd_280db72dd5ce28472023-10-02 · +87dVerified
Maine State AGbd_00e6bd7a5cc86b962023-09-29 · +90dCandidate
Massachusetts State AGbd_138f9684708cce5d2023-09-29 · +90dVerified

Show 4 more filings ↓up to 90d gap

Indiana State AGbd_363113389f0aaacc2023-09-29 · +90dVerified
New Hampshire State AGbd_7d6454372ca3b6442023-09-29 · +90dVerified
Vermont State AGbd_aa63b02d952af4522023-09-29 · +90dVerified
Montana State AGbd_ab2cf2fa582e4a202023-09-29 · +90dVerified by operator

Name: Builders Insurance (A Mutual Captive Company)
norm: builders insurance a mutual captive

Name: Builders Insurance (A Mutual Captive Company)
norm: builders insurance a mutual captive
Industry: Financial Servicesllm

Discovered: Sep 18, 2023
Breach occurred: Dec 14, 2022
Undetected for: 278 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 28, 2023
Affected individuals: 64,761state + nationwide
Data types: Government ID
Data elements: Driver's licence number
Attack vector: Unauthorized Access

Changes made: Offered 12 Months Credit Monitoring through Experian
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 14 weeks(101 days from discovery to filing)
Compliance flags: ME AG >90d · 101d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Sep 18, 2023
→ Filed with AG: Dec 28, 2023
101d 90 days ME AG >90d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Sep 18, 2023 → Filed with AG: Dec 28, 2023	101d	90 days	ME AG >90d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 7 states

View merged incident ↗

Maine State AGSep 29 · first

Massachusetts State AGSep 29 · first

Indiana State AGSep 29 · first

New Hampshire State AGSep 29 · first

Vermont State AGSep 29 · first

Montana State AGSep 29 · first

South Carolina State AG+3d

New Hampshire State AG+20d

Maine State AG+90d · this page

Pattern: first filing Sep 29 (ME), last Dec 28 (ME) — a 90-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/a3bfe90a-8e57-4efb-b7a7-08ce75ca33c5.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 28, 2023
Raw hash: e3c218a8d7ab1842ad1dff1856edc99cb8004b925642f1e83af288d457b41fea

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityBuilders Insurance (A Mutual Captive Company)

Victim entityBuilders Insurance (A Mutual Captive Company)

Incidentdiscovered Sep 18, 2023

Stated responseOffered 12 Months Credit Monitoring through Experian

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov