Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsCustomer Data InvolvedTargetedIdentity (basic)Government IDFinancial accountPHIHealth (basic)MediumContained

MERITUS Federal Credit Union

bd_a9b390ec9cb7baed · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jul 28, 2021

Filed

Nov 17, 2021

To disclose

16 weeks

Affected

1state residents only

Linked

5 filings

Confidence

65%

Full breach record for MERITUS Federal Credit Union →

Meritus Federal Credit Union notified affected individuals of a July 28, 2021 incident where an unknown individual accessed an employee's email account via suspicious activity. Data exposed included names, DOB, SSN, driver's licenses, financial/payment card info, and limited medical/health insurance data. Meritus offered credit monitoring and enhanced security policies.

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Incident timeline

discovery → filing · 16 weeks / 112 days

Jul 28, 2021

Begins

Jul 28, 2021

Discovered

Nov 17, 2021

Filed

vs. sector median

+7 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Indiana State AGbd_1ba2e70367524d0d2021-11-17Verified
Massachusetts State AGbd_28c4a72350656b072021-11-17Verified
Maine State AGbd_5fe1be7948b738462021-11-17Candidate
New Hampshire State AGbd_84cd4b5a8fc40df32021-11-22 · +5dVerified

Name: MERITUS Federal Credit Union
norm: meritus federal credit union
Domain: merituscu.net

Name: MERITUS Federal Credit Union
norm: meritus federal credit union
Domain: merituscu.net
Industry: Financial Servicesllm

Discovered: Jul 28, 2021
Breach occurred: Jul 28, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Nov 17, 2021
Affected individuals: 1state-resident count only
Data types: Identity (basic)Government IDFinancial accountPHIHealth (basic)
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: ExternalFinancial
Initial access: phishing_link

During the incident: Launched an investigation into the nature and scope of the event
Worked with specialists to undertake a comprehensive review of information stored in the impacted email account
Conducted a manual review of our records to confirm the identities of individuals affected
Reviewing and enhancing our information security policies and procedures
Offering you access to complimentary credit monitoring and identity restoration services through Experian
Mailing notice letters to the individuals identified as potentially impacted
Changes made: Reviewed and enhanced our information security policies and procedures to reduce the risk of a similar event occurring in the future
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 16 weeks(112 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGNov 17 · first

Massachusetts State AGNov 17 · first

Maine State AGNov 17 · first

Montana State AGNov 17 · first · this page

New Hampshire State AG+5d

Pattern: first filing Nov 17 (IN), last Nov 22 (NH) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://dojmt.gov/wp-content/uploads/OCP/Consumer-Notification-Letter-91.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 17, 2021
Raw hash: aeb9b1832c5b88f796e004fb3c7488eaf267abc048faf89f61ae97d81713613f

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityMERITUS Federal Credit Union

Victim entityMERITUS Federal Credit Union

Incidentdiscovered Jul 28, 2021

Stated responseLaunched an investigation into the nature and scope of the event

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancedojmt.gov