HackingFinancial ServicesFinanceBECCustomer Data InvolvedGovernment IDIdentity (basic)HighContained

MERITUS Federal Credit Union

bd_5fe1be7948b73846 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 18, 2021

Filed

Nov 17, 2021

To disclose

4 weeks

Affected · nationwide

20,3885 in this filing

Linked

5 filings

Confidence

65%

Full breach record for MERITUS Federal Credit Union →

Meritus Federal Credit Union reported a business email compromise (BEC) incident on July 28, 2021, discovered on October 18, 2021. The breach affected 20,388 individuals, including 5 Maine residents. Acquired data included names and Social Security Numbers. The credit union notified affected individuals in writing on November 17, 2021, and provided 12 months of credit monitoring and identity restoration services through Experian.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Oct 18, 2021 → Filed with AG Nov 17, 202130d ✓ ME AG ≤30d4 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 82 days

discovery → filing · 4 weeks / 30 days

Jul 28, 2021

Begins

Oct 18, 2021

Discovered

Nov 17, 2021

Filed

vs. sector median

5 wks faster

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Indiana State AGbd_1ba2e70367524d0d2021-11-17Verified
Massachusetts State AGbd_28c4a72350656b072021-11-17Verified
Montana State AGbd_a9b390ec9cb7baed2021-11-17Verified
New Hampshire State AGbd_84cd4b5a8fc40df32021-11-22 · +5dVerified

Name: MERITUS Federal Credit Union
norm: meritus federal credit union
Domain: merituscu.net
Industry: Financial Services

Name: MERITUS Federal Credit Union
norm: meritus federal credit union
Domain: merituscu.net
Industry: Financial Services
Industry: Financial Servicesllm

Discovered: Oct 18, 2021
Breach occurred: Jul 28, 2021
Undetected for: 82 daysoccurrence → discovery
Materiality determined: —
Notification sent: Nov 17, 2021
Affected individuals: 20,388state + nationwide
Data types: Government IDIdentity (basic)
Data elements: Social Security number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1566 PhishingT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Filed data breach notice with Maine Attorney General
Initial access: phishing_link

During the incident: Sent written notification to affected individuals
Offered 12 months of credit monitoring and identity restoration through Experian
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 4 weeks(30 days from discovery to filing)
Compliance flags: ME AG ≤30d · 30d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Oct 18, 2021
→ Filed with AG: Nov 17, 2021
30d 30 days ME AG ≤30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Oct 18, 2021 → Filed with AG: Nov 17, 2021	30d	30 days	ME AG ≤30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGNov 17 · first

Massachusetts State AGNov 17 · first

Montana State AGNov 17 · first

Maine State AGNov 17 · first · this page

New Hampshire State AG+5d

Pattern: first filing Nov 17 (IN), last Nov 22 (NH) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/c9cd6aa4-6c5b-4d6e-b6cb-d156a2e316cd.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 17, 2021
Raw hash: 7bb7b15e8f163623619f33b4fb10bd58f6ae37a29381e131c3d5e676f8e7382b

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityMERITUS Federal Credit Union

Victim entityMERITUS Federal Credit Union

Incidentdiscovered Oct 18, 2021

Stated responseSent written notification to affected individuals

ComplianceME AG ≤30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov