UnknownFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)PIILowContained

Veros Credit, LLC

bd_918c206fe7d1085b · schema v1 · pii pii-v1

Severity

Low

Discovered

Dec 10, 2021

Filed

Dec 7, 2022

To disclose

52 weeks

Affected

Not disclosed

Linked

5 filings

Confidence

65%

Full breach record for Veros Credit, LLC →

Veros Credit notified the California Attorney General of a data security incident discovered on December 10, 2021. The company alerted to a suspicious cybersecurity incident within its digital network and hired experts to investigate. The incident potentially exposed personal information, including names and other variable data types. Veros Credit implemented additional network safeguards and offered complimentary identity monitoring services through IDX. The notice was sent on December 5, 2022.

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California clockDiscovered Dec 10, 2021 → Notified Dec 5, 2022360d ✗ CA 60-day late52 weeks discovery → filing

Incident timeline

discovery → filing · 52 weeks / 362 days

Dec 10, 2021

Begins

Dec 10, 2021

Discovered

Dec 7, 2022

Filed

vs. sector median

+44 wks slower

This filing is one of 5 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Washington State AGbd_4f01ea839ab23a9f2022-12-07Candidate
Maine State AGbd_e4a12417353ad38e2022-12-07Verified
Indiana State AGbd_687e70e2b77c58042022-12-05 · +2dVerified
Massachusetts State AGbd_b1e1a6a63f855d952022-12-14 · +7dVerified

Name: Veros Credit, LLC
norm: veros credit

Name: Veros Credit, LLC
norm: veros credit
Industry: Financial Servicesllm

Discovered: Dec 10, 2021
Breach occurred: Dec 10, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 5, 2022
Affected individuals: Not disclosed
Data types: Identity (basic)PII
Attack vector: Unknown

During the incident: Undertook an investigation to determine what happened
Hired experts to help determine whether sensitive personal information was at risk
Implemented additional safeguards to further increase the security of our network systems
Offering complimentary identity monitoring and recovery services for 12/24 months through IDX
Changes made: Implemented additional safeguards to further increase the security of our network systems
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 52 weeks(362 days from discovery to filing)
Compliance flags: CA 60-day late · 360d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
California
Discovered: Dec 10, 2021
→ Notified: Dec 5, 2022
360d 60 days (analyst band, pre-2026 discoveries) CA 60-day late

Statute	Window	Elapsed	Threshold	Status
California	Discovered: Dec 10, 2021 → Notified: Dec 5, 2022	360d	60 days (analyst band, pre-2026 discoveries)	CA 60-day late

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGDec 5 · first

Washington State AG+2d

Maine State AG+2d

California State AG+2d · this page

Massachusetts State AG+9d

Pattern: first filing Dec 5 (IN), last Dec 14 (MA) — a 9-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-559825
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 7, 2022
Raw hash: 2916b0107b5c8d2ca9f471053d57e787db1b36adca9c8f8580debdb38968a488

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityVeros Credit, LLC

Victim entityVeros Credit, LLC

Incidentdiscovered Dec 10, 2021

Stated responseUndertook an investigation to determine what happened

ComplianceCA 60-day late

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov