MalwareFinancial ServicesFinanceRansomwareData ExfiltratedRansom DemandedAuthenticationCredentialsFinancial accountHealth (basic)Identity (basic)Government IDPHIMediumContained

Veros Credit, LLC

bd_4f01ea839ab23a9f · schema v1 · pii pii-v1

Severity

Medium

Discovered

Dec 10, 2021

Filed

Dec 7, 2022

To disclose

52 weeks

Affected

535state residents only

Linked

5 filings

Confidence

69%

Full breach record for Veros Credit, LLC →

Veros Credit, an auto financing provider, notified Washington AG of a ransomware incident discovered on Dec 10, 2021. The attack affected 535 Washington residents, exposing names, SSNs, driver's licenses, financial accounts, and PHI. Veros Credit engaged forensic experts, notified the FBI, and offered 12 months of credit monitoring via IDX.

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Washington clock✗ WA AG >90d52 weeks discovery → filing

⚠ occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Incident timeline

discovery → filing · 52 weeks / 362 days

Dec 10, 2021

Begins

Dec 10, 2021

Discovered

Dec 7, 2022

Filed

vs. sector median

+44 wks slower

This filing is one of 5 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

California State AGbd_918c206fe7d1085b2022-12-07Verified
Maine State AGbd_e4a12417353ad38e2022-12-07Verified
Indiana State AGbd_687e70e2b77c58042022-12-05 · +2dVerified
Massachusetts State AGbd_b1e1a6a63f855d952022-12-14 · +7dVerified

Name: Lewis Brisbois Bisgaard & Smith, PLLC
norm: lewis brisbois bisgaard smith

Name: Veros Credit, LLC
norm: veros credit
Industry: Financial Servicesllm

Discovered: Dec 10, 2021
Breach occurred: Dec 10, 2021
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 5, 2022
Affected individuals: 535state-resident count only
Data types: Identity (basic)Government IDFinancial accountCredentialsPHIHealth (basic)
Data elements: NameSocial Security numberDriver's licence numberFinancial account numberDate of birthPassport numberHealth insurance IDMedical informationUsername + password
WA-stated cause: Cyberattack
WA-stated duration: lifecycle 0dexposure 0d
WA-stated discovery: Found while ongoingContained same day
Attack vector: Ransomware
MITRE ATT&CK: T1486 Data Encrypted for ImpactT1041 Exfiltration Over C2 Channel
Threat actor: ExternalFinancial
Regulator citations: Reported incident to the Federal Bureau of Investigation

During the incident: Engaged leading cybersecurity experts to conduct an investigation
Reported this incident to the Federal Bureau of Investigation
Cooperated with investigative efforts
Implemented additional security features
Offered 12 months of complimentary services through IDX
Changes made: Implemented additional security features in an effort to prevent a similar incident from occurring in the future
Offered 12 months of complimentary credit monitoring, dark web monitoring, identity fraud loss reimbursement, and identity theft recovery services through IDX
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 52 weeks(362 days from discovery to filing)
Compliance flags: WA AG >90d
Discovery-date grounding: occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGDec 5 · first

California State AG+2d

Maine State AG+2d

Washington State AG+2d · this page

Massachusetts State AG+9d

Pattern: first filing Dec 5 (IN), last Dec 14 (MA) — a 9-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachA16783.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 7, 2022
Raw hash: 1cc588bac85426399dd10c41e640a23ea67b487b3fcde7be262c83ba7843eee5

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityLewis Brisbois Bisgaard & Smith, PLLC

Victim entityVeros Credit, LLC

Incidentdiscovered Dec 10, 2021

Stated responseEngaged leading cybersecurity experts to conduct an investigation

ComplianceWA AG >90d

Extraction provenanceno artifact recorded

Source provenanceagportal-s3bucket.s3.amazonaws.com