HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedCustomer Data InvolvedIdentity (basic)Financial accountMediumContained

American Consumer Credit Counseling

bd_81a69426e749fcb2 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Apr 8, 2025

Filed

Jul 15, 2025

To disclose

14 weeks

Affected

1,579state residents only

Linked

9 filings

Confidence

71%

Full breach record for American Consumer Credit Counseling →

American Consumer Credit Counseling, Inc. (ACCC) filed a supplemental notification with the Washington Attorney General regarding a cybersecurity incident. Unauthorized access occurred on January 29, 2025, affecting the personal information of 1,579 Washington residents, including names, dates of birth, and financial account or payment card numbers. ACCC engaged third-party forensic investigators and mailed notifications starting July 15, 2025.

J jump to incidentP pin to compareR raw source

Washington clock✗ WA AG >90d14 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 69 days

discovery → filing · 14 weeks / 98 days

Jan 29, 2025

Begins

Apr 8, 2025

Discovered

Jul 15, 2025

Filed

vs. sector median

+6 wks slower

This filing is one of 9 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Oregon State AGbd_18221d5f099ae70d2025-07-15Candidate
New Hampshire State AGbd_3337b7dc45fb8d6a2025-07-15Verified
Montana State AGbd_4bceecb93f92722e2025-07-15Verified
Massachusetts State AGbd_6b39923155c12db42025-07-15Verified

Show 4 more filings ↓up to 2d gap

Maine State AGbd_732cc6fb67ec9b082025-07-15Verified
California State AGbd_9b4abdf33469d3712025-07-15Verified
Indiana State AGbd_df9d345338fb434b2025-07-15Verified
Texas State AGbd_197351d031778d9c2025-07-17 · +2dVerified

Name: American Consumer Credit Counseling
norm: american consumer credit counseling

Name: American Consumer Credit Counseling
norm: american consumer credit counseling
Industry: Financial Servicesllm

Discovered: Apr 8, 2025
Breach occurred: Jan 29, 2025
Undetected for: 69 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jul 15, 2025
Affected individuals: 1,579state-resident count only
Data types: Identity (basic)Financial account
Data elements: NameFinancial account numberDate of birth
WA-stated cause: Cyberattack
WA-stated duration: lifecycle 1-99dexposure 0d
WA-stated discovery: Found after the fact
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1119 Automated Collection
Threat actor: ExternalFinancial
Regulator citations: Notified Washington Office of the Attorney General
Initial access: valid_credentials

During the incident: Took immediate action to contain the incident
Began an investigation with the assistance of a third-party forensic firm
Established a dedicated, toll-free call center for individuals to call with questions
Changes made: Implemented additional safeguards and technical security measures to further protect and monitor its systems
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 14 weeks(98 days from discovery to filing)
Compliance flags: WA AG >90d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

Oregon State AGJul 15 · first

New Hampshire State AGJul 15 · first

Montana State AGJul 15 · first

Massachusetts State AGJul 15 · first

Maine State AGJul 15 · first

California State AGJul 15 · first

Indiana State AGJul 15 · first

Washington State AGJul 15 · first · this page

Texas State AG+2d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachA34003.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 15, 2025
Raw hash: ee171db33834dd3c2b72f9572615e157c181e42dd797698c4d7d218c1d23c47c

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityAmerican Consumer Credit Counseling

Victim entityAmerican Consumer Credit Counseling

Incidentdiscovered Apr 8, 2025

Stated responseTook immediate action to contain the incident

ComplianceWA AG >90d

Extraction provenanceno artifact recorded

Source provenanceagportal-s3bucket.s3.amazonaws.com