HackingFinancial ServicesFinanceData ExfiltratedCustomer Data InvolvedIdentity (basic)Financial accountLowContained

American Consumer Credit Counseling

bd_732cc6fb67ec9b08 · schema v1 · pii pii-v1

Severity

Low

Discovered

Jun 27, 2025

Filed

Jul 15, 2025

To disclose

18 days

Affected

94state residents only

Linked

9 filings

Confidence

66%

Full breach record for American Consumer Credit Counseling →

American Consumer Credit Counseling, Inc. reported an external system breach (hacking) on January 29, 2025, discovered on June 27, 2025. 94 Maine residents had their names and financial account/payment card numbers exposed. Notifications were sent on July 15, 2025, offering 1 year of credit monitoring via CyberScout.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Jun 27, 2025 → Filed with AG Jul 15, 202518d ✓ ME AG ≤30d18 days discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 149 days

discovery → filing · 18 days

Jan 29, 2025

Begins

Jun 27, 2025

Discovered

Jul 15, 2025

Filed

vs. sector median

6 wks faster

This filing is one of 9 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

Oregon State AGbd_18221d5f099ae70d2025-07-15Candidate
New Hampshire State AGbd_3337b7dc45fb8d6a2025-07-15Verified
Montana State AGbd_4bceecb93f92722e2025-07-15Verified
Massachusetts State AGbd_6b39923155c12db42025-07-15Verified

Show 4 more filings ↓up to 2d gap

Washington State AGbd_81a69426e749fcb22025-07-15Verified
California State AGbd_9b4abdf33469d3712025-07-15Verified
Indiana State AGbd_df9d345338fb434b2025-07-15Verified
Texas State AGbd_197351d031778d9c2025-07-17 · +2dVerified

Name: American Consumer Credit Counseling
norm: american consumer credit counseling

Name: American Consumer Credit Counseling
norm: american consumer credit counseling
Industry: Financial Servicesllm

Discovered: Jun 27, 2025
Breach occurred: Jan 29, 2025
Undetected for: 149 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jul 15, 2025
Affected individuals: 94state-resident count only
Data types: Identity (basic)Financial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing Application
Threat actor: ExternalFinancial
Initial access: exploit_public_facing

During the incident: Took immediate action to contain the incident
Began an investigation with the assistance of a third-party forensic firm
Established a dedicated, toll-free call center for individuals to call with questions
Changes made: Implemented additional safeguards and technical security measures to further protect and monitor its systems
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 18 days(18 days from discovery to filing)
Compliance flags: ME AG ≤30d · 18d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Jun 27, 2025
→ Filed with AG: Jul 15, 2025
18d 30 days ME AG ≤30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Jun 27, 2025 → Filed with AG: Jul 15, 2025	18d	30 days	ME AG ≤30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

Oregon State AGJul 15 · first

New Hampshire State AGJul 15 · first

Montana State AGJul 15 · first

Massachusetts State AGJul 15 · first

Washington State AGJul 15 · first

California State AGJul 15 · first

Indiana State AGJul 15 · first

Maine State AGJul 15 · first · this page

Texas State AG+2d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/eff61f6b-6d9e-470c-847e-5ba4d62f7b8e.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 15, 2025
Raw hash: 1d663fe738db1d38b5e4459c0353c60fa7ae9d8bda6dc1d9e7a91150252a2799

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entityAmerican Consumer Credit Counseling

Victim entityAmerican Consumer Credit Counseling

Incidentdiscovered Jun 27, 2025

Stated responseTook immediate action to contain the incident

ComplianceME AG ≤30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov