Social EngineeringFinancial ServicesProfessional ServicesFinancePhishingStolen CredentialsCustomer Data InvolvedEmployee Data InvolvedIdentity (basic)Government IDFinancial accountMediumContained

Centerstone Insurance and Financial Services

bd_733d2f7e19d9c59a · schema v1 · pii pii-v1

Severity

Medium

Discovered

Oct 11, 2018

Filed

Jan 3, 2019

To disclose

12 weeks

Affected

Not disclosed

Linked

5 filings

Confidence

65%

Full breach record for Centerstone Insurance and Financial Services →

Centerstone Insurance and Financial Services (d/b/a BenefitMall) experienced a phishing attack that exposed employee email login credentials. Unauthorized access to compromised mailboxes occurred between June 2018 and October 11, 2018, potentially exposing customer PII including names, addresses, SSNs, DOBs, and bank account numbers. The company engaged forensic investigators, implemented MFA, and offered 24 months of identity protection.

J jump to incidentP pin to compareR raw source

California clockDiscovered Oct 11, 2018 → Notified Jan 4, 201985d ✗ CA 60-day late12 weeks discovery → filing

Incident timeline

undetected · 132 days

discovery → filing · 12 weeks / 84 days

Jun 1, 2018

Begins

Oct 11, 2018

Discovered

Jan 3, 2019

Filed

vs. sector median

+3 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Massachusetts State AGbd_6597bcaa32aef3bc2019-01-03Verified
HHS OCRbd_9c015700bbaf6ff82019-01-03Verified
Montana State AGbd_5ca31287f9bb6f312019-01-04 · +1dVerified
New Hampshire State AGbd_b45f9463b10cb0b12019-01-08 · +5dVerified

Name: Centerstone Insurance and Financial Services
norm: centerstone insurance and financial
Domain: benefitmall.com

Name: Centerstone Insurance and Financial Services
norm: centerstone insurance and financial
Domain: benefitmall.com
Also named: Centerstone Insurance and Financial Servicesdba oflegal entity
BenefitMalldba oftrade name
Industry: Financial ServicesllmProfessional Servicesllm

Discovered: Oct 11, 2018
Breach occurred: Jun 1, 2018 – Oct 11, 2018
Undetected for: 132 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 4, 2019
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security numberDate of birth
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: External
Regulator citations: Cooperate with your insurance provider and state regulators as appropriate
Initial access: phishing_link

During the incident: Initiated an internal review
Retained a top computer forensics firm to help us conduct a thorough investigation of the incident and remediate our systems
Reported the incident to law enforcement
Changes made: Implemented additional security measures designed to protect employee email accounts and your information, including two-factor authentication for access to our email system
Undertaken an employee education initiative to inform employees about phishing scams and how to guard against them
Continue to deliver additional employee training about email safety and recognizing phishing emails
Arranged to have AllClear ID protect your identity for 24 months at no cost
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 12 weeks(84 days from discovery to filing)
Compliance flags: CA 60-day late · 85d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
California
Discovered: Oct 11, 2018
→ Notified: Jan 4, 2019
85d 60 days (analyst band, pre-2026 discoveries) CA 60-day late

Statute	Window	Elapsed	Threshold	Status
California	Discovered: Oct 11, 2018 → Notified: Jan 4, 2019	85d	60 days (analyst band, pre-2026 discoveries)	CA 60-day late

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Massachusetts State AGJan 3 · first

HHS OCRJan 3 · first

California State AGJan 3 · first · this page

Montana State AG+1d

New Hampshire State AG+5d

Pattern: first filing Jan 3 (MA), last Jan 8 (NH) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-143493
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 3, 2019
Raw hash: b3062a3da2f12bd058baa0d2290465230e360f41a3e6274387454e6cf67fd564

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityCenterstone Insurance and Financial Services

Victim entityCenterstone Insurance and Financial Services

Incidentdiscovered Oct 11, 2018

Stated responseInitiated an internal review

ComplianceCA 60-day late

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov